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$699K · 3 bed Condo Apartment · Waterdown, Hamilton | MyPropertyScout

$699,000

Unit 513

35 DOM

3335d

Map

DOM 35

$699,000

DOM35days

Unit 513

5 Hamilton Street · Hamilton · Ontario L8B 2A4

MLS® X13173840 · Waterdown · L8B 2A4

33OwnerOccupied1400-1599 ft²Condo Apartment1-car Underground35d$466/ft²$5,677 tax/yrBuilt 20233 yrs old

35 days on market

About this home

Welcome to this bright spacious 1513 SQUARE FOOT Waterdown Condo. This corner unit has East, North and Western exposure. Primary bedroom with 2 windows allows multiple views. 6 piece ensuite with double sinks, tub and separate oversize shower. Plenty of cabinetry and counter space in kitchen that overlooks the 27 foot dining room/living room. Featuring 3 bedrooms, 2.5 bathrooms, in suite laundry plus an oversize walk-in closet/storage space just off the entryway. Condo fee only $596/month. Walki…

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Property details

MLS#: X13173840
Status: Conditionally Sold
Beds: 3
Baths: 3 full, 0 half
Size: 1400-1599
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Condo corp #: 649
Balcony: Open
Locker: Exclusive
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 2 total
Heating: Fan Coil
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Veneer
Fronting on: —
Cross street: Dundas St E & Hamilton St N
Basement: None
Stories: 5
Utilities: —
Laundry: Laundry Closet, In-Suite Laundry
Interior: On Demand Water Heater, Primary Bedroom - Main Floor, Storage Area Lockers
Parking features: Surface

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROCKHAVEN REALTY INC.

Source: TRREB/PROPTX · MLS® X13173840

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$699K

Unit 513 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,000✓ $5,677 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,063/mo

incl. closing costs (yr 1)

Annual total

$72,754

year 1

Mortgage only

$2,652/mo

principal + interest

Beyond mortgage

$2,082/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$473/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$50/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $31,821/yr

Property taxes22% $16,132/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,990/yr

Condo fees10% $7,151/yr

Closing costs7% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,821	$2,652/mo
Government & taxes
Property tax	$5,677	$473/mo
Land transfer tax(closing)	$10,455	$871/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,990	$583/mo
Condo fees
Condo / HOA fees	$7,151	$596/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$72,754	$6,063/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 513

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs