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$660K · 2+1 bed Detached · 557 - Thorold Downtown, Thorold | MyPropertyScout

$659,900

41 Rose Avenue

40 DOM

2+1240d

Map

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DOM 40

↓ $15KPoolPrice Reduced

$659,900

↓ $15K

DOM40days

41 Rose Avenue

Thorold · Ontario L2V 3C7

MLS® X13173294 · 557 - Thorold Downtown · L2V 3C7

2+12OwnerOccupied700-1100 ft²DetachedNoneFull, FinishedPool40d$733/ft²Lot 52 x 127 ft< .50 ac$3,369 tax/yrBuilt 195175 yrs oldFull, Finished

40 days on market

About this home

Welcome to this beautifully updated bungalow in the heart of Thorold. This inviting 2+1 bedroom, 2-bathroom home features a bright living room anchored by a cozy electric fireplace and a large window that floods the space with natural light. The chef's dream kitchen is a true standout, offering ample cabinetry, bright windows, and a functional island perfect for culinary creativity. Step out from the dining room to your private backyard oasis, featuring a spacious rear deck, a fully fenced yard,…

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Property details

MLS#: X13173294
Status: Buy Now
Property class: Residential Freehold
Beds: 2+1
Baths: 2 full, 0 half
Rooms: 6 + 4
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: Bungalow
Type: Detached
Year built: 1951

PIN: 640530204
Roll / ARN: 273100001505000

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 3 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Garden Shed
Property features: Fenced Yard, Place Of Worship, School Bus Route, Public Transit, School

Fireplaces: 2
Fireplace features: Electric, Family Room, Living Room

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 52 × 127
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Metal/Steel Siding, Vinyl Siding · Deck, Landscaped
Fronting on: North
Cross street: Richmond St - Colborne - Rose
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor, Sump Pump
Parking features: Private

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Kitchen	4.32m × 3.84m
Main	Living Room	4.01m × 5.44m
Main	Dining Room	3m × 3.16m
Main	Bedroom	3.66m × 2.95m
Main	Bedroom	3.12m × 3.25m
Main	Bathroom	2.8m × 2.17m
Basement	Recreation	6.7m × 4.77m
Basement	Bedroom	2.97m × 3.9m
Basement	Bathroom	1.2m × 2.7m
Basement	Laundry	2.8m × 2.3m

Seller signals

Price movement & seller pressure

↓ $15KPrice reduction

MLS shows the seller reduced the asking price by $15,000 (from $674,900 to $659,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: REVEL Realty Inc., Brokerage

Source: TRREB/PROPTX · MLS® X13173294

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$660K

41 Rose Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $659,900✓ $3,369 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,029/mo

incl. closing costs (yr 1)

Annual total

$60,342

year 1

Mortgage only

$2,503/mo

principal + interest

Beyond mortgage

$1,261/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$131,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$281/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,673

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $30,041/yr

Property taxes22% $13,042/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,599/yr

Closing costs8% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,041	$2,503/mo
Government & taxes
Property tax	$3,369	$281/mo
Land transfer tax(closing)	$9,673	$806/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,599	$550/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,342	$5,029/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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41 Rose Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs