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$661K · 3 bed Condo Townhouse · Stoney Creek, Hamilton | MyPropertyScout

$661,000

Unit 3

36 DOM

3336d

Map

DOM 36

$661,000

A●●○○○DOM36days

Unit 3

40 Zinfandel Drive · Hamilton · Ontario L8E 0L1

MLS® X13172410 · Stoney Creek · L8E 0L1

33OwnerOccupied1200-1399 ft²Condo Townhouse1-car Built-In36d$509/ft²$4,138 tax/yr

5% below market · regional est. · 36 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Modern living at its finest! This stylish 3-bedroom, 3-bathroom townhome by DiCenzo Homes offers a functional layout with designer finishes throughout. The bright open-concept main floor features quartz countertops, upgraded kitchen cabinetry, vinyl plank flooring, and a cozy fireplace, perfect for everyday living and entertaining. A main-floor bedroom provides excellent flexibility for guests, a home office, or multi-generational living. The spacious primary bedroom boasts his-and-hers closets…

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Property details

MLS#: X13172410
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1200-1399
Style: 3-Storey
Type: Condo Townhouse
Year built: —

Condo corp #: 643
Balcony: Open
Locker: None
Fees include: Parking Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stucco (Plaster)
Fronting on: —
Cross street: Sonoma Lane & Zinfandel Dr
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Water Heater
Parking features: Private

Rooms

Level	Room	Dimensions
Second	Living Room	4.88m × 3.28m
Second	Dining Room	4.88m × 3.28m
Second	Kitchen	3.56m × 2.44m
Second	Bedroom 2	3.58m × 2.67m
Third	Primary Bedroom	3.96m × 3.25m
Third	Bedroom 2	3.58m × 2.67m
Ground	Office	3.45m × 2.67m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REALTY SERVICES INC.

Source: TRREB/PROPTX · MLS® X13172410

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$661K

Unit 3 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $661,000✓ $4,138 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,262/mo

incl. closing costs (yr 1)

Annual total

$63,138

year 1

Mortgage only

$2,508/mo

principal + interest

Beyond mortgage

$1,488/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$132,200

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$345/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,610/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$14/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,695

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $30,092/yr

Property taxes22% $13,833/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,610/yr

Condo fees3% $1,944/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,092	$2,508/mo
Government & taxes
Property tax	$4,138	$345/mo
Land transfer tax(closing)	$9,695	$808/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,610	$551/mo
Condo fees
Condo / HOA fees	$1,944	$162/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$63,138	$5,262/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 3

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs