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$400K · 3 bed Condo Townhouse · South R, London South | MyPropertyScout

$399,900

28 Chiddington Gate

36 DOM

3336d

Map

DOM 36

$399,900

F●●○○○DOM36days

28 Chiddington Gate

London South · Ontario N6C 4Y3

MLS® X13171104 · South R · N6C 4Y3

33Vacant1200-1399 ft²Condo Townhouse1-car Attached36d$308/ft²$2,050 tax/yr

13% above market · regional est. · 36 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Stunning 5-level corner unit townhouse with an attached garage, offering a unique and functional layout perfect for modern living. This spacious home features 3 bedrooms and 2.5 bathrooms with thoughtfully designed living spaces throughout. The main level welcomes you with a bright and comfortable living area filled with natural light. The second level features a spacious kitchen and dining area, complete with a convenient 3-piece bathroom, ideal for entertaining and everyday family living. The…

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Property details

MLS#: X13171104
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1200-1399
Style: Other
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Place Of Worship, Public Transit, School, School Bus Route

Condo corp #: 17
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Other
Heating fuel: Other
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Veneer, Concrete Poured
Fronting on: —
Cross street: Chiddington Ave
Basement: Full
Stories: 1
Utilities: —
Laundry: In Basement
Interior: None
Parking features: Other

Rooms

Level	Room	Dimensions
Main	Primary Bedroom	11.2m × 17.4m
Second	Living Room	12.6m × 17.4m
Third	Bathroom	—
Third	Dining Room	15m × 7.7m
Third	Kitchen	14.8m × 10.2m
Upper	Bedroom	12.3m × 8.5m
Upper	Bedroom	8.1m × 8.5m
Basement	Bathroom	—
Basement	Family Room	11.5m × 12.9m
Main	Bathroom	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: INITIA REAL ESTATE (ONTARIO) LTD

Source: TRREB/PROPTX · MLS® X13171104

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$400K

28 Chiddington Gate · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,900✓ $2,050 tax✓ Other✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,647/mo

incl. closing costs (yr 1)

Annual total

$43,768

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,299/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$171/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$30/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $18,205/yr

Property taxes15% $6,524/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,999/yr

Condo fees10% $4,380/yr

Closing costs12% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$2,050	$171/mo
Land transfer tax(closing)	$4,474	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Condo fees
Condo / HOA fees	$4,380	$365/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,768	$3,647/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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28 Chiddington Gate

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs