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$459K · 2 bed Condo Apartment · Rockwood, Guelph/Eramosa | MyPropertyScout

$459,000

Unit 203

36 DOM

2136d

Map

DOM 36

$459,000

A●●○○○DOM36days

Unit 203

264 Alma Street · Guelph/Eramosa · Ontario N0B 2K0

MLS® X13169072 · Rockwood · N0B 2K0

21OwnerOccupied700-799 ft²Condo ApartmentNone36d$612/ft²$3,441 tax/yr

8% below market · regional est. · 36 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Wow what a beauty!! First time buyers? Sizing down?.... This is a terrific unit for you. Located in the heart of charming Rockwood, walking distance to shops, schools, and parks this sweet unit could be just what you are looking for. An excellent value, this condo apartment was professionally renovated by the property developer in 2022 and features quality upgrades and updates. Lovely modern kitchen with quartz countertops and small breakfast style eating nook, quality laminate flooring througho…

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Property details

MLS#: X13169072
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block, Slab
Property features: Greenbelt/Conservation, Campground, Place Of Worship, Wooded/Treed

Condo corp #: 274
Balcony: None
Locker: None
Association amenities: Visitor Parking
Fees include: Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Other
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick Veneer, Vinyl Siding · Recreational Area
Fronting on: —
Cross street: Alma near Passmore
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry, Laundry Room
Interior: Carpet Free, Water Heater Owned
Parking features: Surface

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® X13169072

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$459K

Unit 203 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $459,000✓ $3,441 tax✓ Other✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,330/mo

incl. closing costs (yr 1)

Annual total

$51,962

year 1

Mortgage only

$1,741/mo

principal + interest

Beyond mortgage

$1,659/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$91,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$287/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $20,896/yr

Property taxes18% $9,096/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,590/yr

Condo fees13% $6,720/yr

Closing costs10% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,896	$1,741/mo
Government & taxes
Property tax	$3,441	$287/mo
Land transfer tax(closing)	$5,655	$471/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,590	$383/mo
Condo fees
Condo / HOA fees	$6,720	$560/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,962	$4,330/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 203

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs