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$519K · 1+1 bed Condo Apartment · Waterdown, Hamilton | MyPropertyScout

$519,000

Unit 1013

36 DOM

1+1136d

Map

DOM 36

$519,000

F●●●○○DOM36days

Unit 1013

470 Dundas Street · Hamilton · Ontario L8B 2A6

MLS® X13169008 · Waterdown · L8B 2A6

1+11TenantOccupied700-799 ft²Condo Apartment2-car Underground36d$692/ft²$3,386 tax/yrBuilt 20233 yrs old

18% above market · 36 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

This stunning, brand-new condo offers modern living with a spacious one-bedroom plus den layout. Featuring an open-concept kitchen and living area, the unit is enhanced by upgraded vinyl flooring throughout and boasts sleek stainless steel appliances. The stylish kitchen island provides both functional space and breathtaking outdoor views. The bathroom is a luxurious four-piece, complete with quartz countertops, and you'll love the convenience of in-suite laundry. Building amenities include a st…

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Property details

MLS#: X13169008
Status: Buy Now
Beds: 1+1
Baths: 1 full, 0 half
Size: 700-799
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Condo corp #: 629
Balcony: Open
Locker: Owned
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Parking Included, CAC Included
Pets: No

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Dundas St. & Mallard Trail
Basement: None
Stories: 10
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Century 21 Signature Service

Source: TRREB/PROPTX · MLS® X13169008

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$519K

Unit 1013 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $519,000✓ $3,386 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,868/mo

incl. closing costs (yr 1)

Annual total

$58,410

year 1

Mortgage only

$1,969/mo

principal + interest

Beyond mortgage

$1,869/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$103,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$282/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,190/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$60/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $23,627/yr

Property taxes18% $10,241/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,190/yr

Condo fees15% $8,692/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,627	$1,969/mo
Government & taxes
Property tax	$3,386	$282/mo
Land transfer tax(closing)	$6,855	$571/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,190	$433/mo
Condo fees
Condo / HOA fees	$8,692	$724/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,410	$4,868/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1013

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs