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$700K · 4 bed Duplex · Blakeley, Hamilton | MyPropertyScout

$699,900

38 Norway Avenue

43 DOM

4343d

Map

⚡ Insider Deal

DOM 43

↓ $99KPrice Reduced

$699,900

↓ $99K

DOM43days

38 Norway Avenue

Hamilton · Ontario L8M 2V7

MLS® X13166832 · Blakeley · L8M 2V7

43OwnerOccupied1500-2000 ft²DuplexNoneFinished with Walk-Out43d$400/ft²Lot 27 x 158 ft$4,461 tax/yrBuilt 1916110 yrs oldFinished with Walk-Out

43 days on market

About this home

Step into timeless charm blended with modern convenience at 38 Norway Avenue-a beautifully updated 2.5-storey duplex in the highly desirable Blakely/St. Clair neighbourhood. Built in 1914, this solid brick home offers character you simply can't replicate, paired with the peace of mind that comes from extensive professional upgrades throughout. Fully finished on all three levels by skilled contractors, this property is truly turn-key-ideal for investors, multi-generational families, or savvy buye…

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Property details

MLS#: X13166832
Status: Buy Now
Property class: Residential Freehold
Beds: 4
Baths: 3 full, 0 half
Rooms: 8 + 2
Kitchens: 3
Size: 1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished with Walk-Out
Style: 2 1/2 Storey
Type: Duplex
Year built: 1916

PIN: 172060161
Roll / ARN: 251803025205830

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 4 pc · Second; 4 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Metal
Foundation: Block
Property features: Hospital, Park, Place Of Worship, Public Transit, School, Arts Centre

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 27 × 158
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Metal/Steel Siding
Fronting on: West
Cross street: Main St E & Sherman Ave S
Stories: —
Utilities: —
Laundry: —
Interior: Floor Drain, In-Law Capability, On Demand Water Heater, Primary Bedroom - Main Floor, Storage, Water Heater Owned
Parking features: Front Yard Parking, Lane

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $99KPrice reduction

MLS shows the seller reduced the asking price by $99,100 (from $799,000 to $699,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: MICHAEL ST.JEAN REALTY INC.

Source: TRREB/PROPTX · MLS® X13166832

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$700K

38 Norway Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,900✓ $4,461 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,419/mo

incl. closing costs (yr 1)

Annual total

$65,026

year 1

Mortgage only

$2,655/mo

principal + interest

Beyond mortgage

$1,433/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$372/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $31,862/yr

Property taxes23% $14,934/yr

Utilities7% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $6,999/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,862	$2,655/mo
Government & taxes
Property tax	$4,461	$372/mo
Land transfer tax(closing)	$10,473	$873/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,999	$583/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,026	$5,419/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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38 Norway Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs