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$325K · 2 bed Condo Apartment · Brantford Twp, Brantford | MyPropertyScout

$324,900

Unit 901

39 DOM

2139d

Map

DOM 39

$324,900

C●●○○○DOM39days

Unit 901

640 West Street · Brantford · Ontario N3R 6M3

MLS® X13164178 · Brantford Twp · N3R 6M3

21Vacant900-999 ft²Condo Apartment1-car Underground39d$342/ft²$2,581 tax/yr

0% above market · regional est. · 39 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Village Tower! This bright 2 bedroom 1 bathroom condo offers comfortable living in a convenient Brantford location. Situated on the 9th floor, enjoy your morning coffee from your large private balcony with east-facing views and sunrises! The unit features neutral decor, fresh paint and an abundance of closet and storage space plus an additional locker conveniently located in the main floor laundry area. Residents of Village Tower enjoy a wide range of amenities including a weight room…

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Property details

MLS#: X13164178
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 900-999
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Property features: Library, Public Transit, Rec./Commun.Centre

Condo corp #: 12
Balcony: Open
Locker: Exclusive
Association amenities: Elevator, Exercise Room, Party Room/Meeting Room, Sauna, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included, Heat Included, Hydro Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Fairview Drive
Basement: None
Stories: 9
Utilities: —
Laundry: In Building, Coin Operated, Common Area
Interior: None
Parking features: Underground

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE ACTION REALTY

Source: TRREB/PROPTX · MLS® X13164178

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$325K

Unit 901 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $324,900✓ $2,581 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,611/mo

incl. closing costs (yr 1)

Annual total

$43,330

year 1

Mortgage only

$1,233/mo

principal + interest

Beyond mortgage

$1,641/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$64,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$215/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,249/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$71/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,349

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)34% $14,791/yr

Property taxes14% $5,930/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance7% $3,249/yr

Condo fees24% $10,200/yr

Closing costs12% $5,100/yr

Mortgage is 34% of your true cost of ownership. The other 66% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$14,791	$1,233/mo
Government & taxes
Property tax	$2,581	$215/mo
Land transfer tax(closing)	$3,349	$279/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,249	$271/mo
Condo fees
Condo / HOA fees	$10,200	$850/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,330	$3,611/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 901

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs