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$1.46M · 6 bed Detached Condo · Franklin, Lake of Bays | MyPropertyScout

$1,458,000

Unit 30

39 DOM

6439d

Map

DOM 39

$1,458,000

F●●○○○DOM39days

Unit 30

1078 Echo Hills Road · Lake of Bays · Ontario P1H 2J6

MLS® X13160590 · Franklin · P1H 2J6

64OwnerOccupied3250-3499 ft²Detached Condo2-car Attached39d$432/ft²$4,295 tax/yr

30% above market · regional est. · 39 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Experience The Pinnacle Of Muskoka Luxury At Northern Lights, An Exclusive Enclave Where Refined Craftsmanship Meets The Wild Beauty Of Huntsville. This Architectural Masterpiece Spans 5,000 Sq. Ft. Of Sophisticated Living Space, Defined By Soaring Timber Frame Beams And A Magnificent Floor-To-Ceiling Stone Fireplace That Captures The Essence Of Elegant Cottage Living. Set On A Sprawling 1.5-Acre Private Lot, This Six-Bedroom Retreat Is A Masterclass In Design. The Gourmet Kitchen Boasts Premium…

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Property details

MLS#: X13160590
Status: Buy Now
Beds: 6
Baths: 4 full, 0 half
Size: 3250-3499
Style: Bungaloft
Type: Detached Condo
Year built: —

Property features: Lake/Pond

Condo corp #: 101
Balcony: Open
Locker: None
Association amenities: Club House, Outdoor Pool, BBQs Allowed, Community BBQ, Party Room/Meeting Room, Other
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 10 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Other, Stone
Fronting on: —
Cross street: Hwy 60 & Echo Hills Rd
Basement: Finished
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Air Exchanger, ERV/HRV, Floor Drain, Generator - Full, On Demand Water Heater, Storage, Sump Pump, Water Softener
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Living Room	6.6m × 4.78m
Main	Dining Room	5.02m × 3.11m
Main	Kitchen	5.48m × 4.01m
Main	Laundry	2.38m × 4.01m
Main	Primary Bedroom	7.01m × 4.26m
Main	Bedroom 2	3.95m × 4.36m
Upper	Bedroom 3	4.51m × 3.61m
Upper	Bedroom 4	5.06m × 4.06m
Upper	Sitting	2.89m × 2.84m
Lower	Bedroom 5	3.54m × 3.93m
Lower	Bedroom	4.9m × 3.93m
Lower	Recreation	11.6m × 7.79m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SALERNO REALTY INC.

Source: TRREB/PROPTX · MLS® X13160590

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$1.46M

Unit 30 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,458,000✓ $4,295 tax✓ Gas✓ 3250-3499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$10,359/mo

incl. closing costs (yr 1)

Annual total

$124,303

year 1

Mortgage only

$5,531/mo

principal + interest

Beyond mortgage

$2,233/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$291,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$358/mo

Utilities

Hydro / electricity$130/mo

≈ $0.07/ft² × ~3,375 ft² · ON avg ~$130/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$14,580/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$15/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$25,635

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $66,374/yr

Property taxes24% $29,930/yr

Utilities4% $4,619/yr

Insurance & security1% $1,600/yr

Maintenance12% $14,580/yr

Condo fees2% $2,100/yr

Closing costs4% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$66,374	$5,531/mo
Government & taxes
Property tax	$4,295	$358/mo
Land transfer tax(closing)	$25,635	$2,136/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,559	$130/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$14,580	$1,215/mo
Condo fees
Condo / HOA fees	$2,100	$175/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$124,303	$10,359/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 30

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs