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$450K · 1+1 bed Condo Apartment · 540 - Grimsby Beach, Grimsby | MyPropertyScout

$449,900

Unit 515

39 DOM

1+1139d

Map

DOM 39

$449,900

A●●●○○DOM39days

Unit 515

16 Concord Place · Grimsby · Ontario L3M 0J1

MLS® X13160154 · 540 - Grimsby Beach · L3M 0J1

1+11OwnerOccupied700-799 ft²Condo Apartment1-car Underground39d$600/ft²$3,251 tax/yr

20% below market · 39 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Wake up to breathtaking sunrises from this beautifully upgraded 1 bedroom + den suite with prized eastern exposure overlooking Lake Ontario and the Niagara Escarpment. Unlike many units facing neighbouring buildings, this unobstructed view offers exceptional privacy and beautiful natural light throughout the day. This thoughtfully upgraded suite features Silestone quartz countertops, porcelain backsplash, upgraded undermount kitchen sink and faucet, upgraded cabinet hardware, custom blackout cur…

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Property details

MLS#: X13160154
Status: Buy Now
Beds: 1+1
Baths: 1 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Beach, Greenbelt/Conservation, Park, Public Transit, Lake/Pond

Condo corp #: 321
Balcony: Open
Locker: Owned
Fees include: Common Elements Included, Parking Included, Water Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: North Service Rd & Casablanca Blvd
Basement: None
Stories: 5
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Intercom
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	4.37m × 3.61m
Main	Bedroom	3.33m × 3.28m
Main	Kitchen	2.54m × 2.46m
Main	Den	2.13m × 2.41m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: QUEENSWAY REAL ESTATE BROKERAGE INC.

Source: TRREB/PROPTX · MLS® X13160154

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$450K

Unit 515 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,900✓ $3,251 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,205/mo

incl. closing costs (yr 1)

Annual total

$50,460

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$1,584/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$271/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $20,481/yr

Property taxes17% $8,724/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,499/yr

Condo fees12% $6,095/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,481	$1,707/mo
Government & taxes
Property tax	$3,251	$271/mo
Land transfer tax(closing)	$5,473	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,499	$375/mo
Condo fees
Condo / HOA fees	$6,095	$508/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,460	$4,205/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 515

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs