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$425K · 2 bed Condo Apartment · 4102 - Ottawa Centre, Ottawa Centre | MyPropertyScout

$424,900

Unit 209

22OwnerOccupied

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$424,900

DOM16days

Unit 209

429 Somerset Street · Ottawa Centre · Ontario K2P 2P5

MLS® X13159082 · 4102 - Ottawa Centre · K2P 2P5

22OwnerOccupied900-999 ft²Condo Apartment1-car Underground16d$447/ft²$3,853 tax/yr

Sold 2026-07-30

Neighbourhood Range

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About this home

OPEN HOUSE: Saturday May 30th 2-4pm. Experience urban living at its finest in this beautifully appointed 2-bedroom, 2-bathroom condo located in the heart of downtown. This spacious unit features a bright, open-concept layout enhanced by new hardwood floors and an abundance of natural light throughout. The well-designed floor plan offers seamless flow between the living and kitchen areas-perfect for both everyday living and entertaining. The generous primary bedroom includes a private en-suite ba…

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Property details

MLS#: X13159082
Status: Sold
Beds: 2
Baths: 2 full, 0 half
Size: 900-999
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Condo corp #: 669
Balcony: Open
Locker: Owned
Fees include: Heat Included, Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Somerset and Kent
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	2.31m × 2.31m
Main	Living Room	8.77m × 4.74m
Main	Primary Bedroom	5.8m × 3.33m
Main	Bathroom	2.49m × 1.59m
Main	Bedroom 2	3.92m × 3.18m
Main	Bathroom	1.54m × 2.31m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SOLID ROCK REALTY

Source: TRREB/PROPTX · MLS® X13159082

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$425K

Unit 209 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $424,900✓ $3,853 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,191/mo

incl. closing costs (yr 1)

Annual total

$50,290

year 1

Mortgage only

$1,612/mo

principal + interest

Beyond mortgage

$1,706/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$84,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$321/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,249/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$50/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $19,343/yr

Property taxes18% $8,826/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,249/yr

Condo fees14% $7,212/yr

Closing costs10% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,343	$1,612/mo
Government & taxes
Property tax	$3,853	$321/mo
Land transfer tax(closing)	$4,973	$414/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,249	$354/mo
Condo fees
Condo / HOA fees	$7,212	$601/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,290	$4,191/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 209

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs