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$699K · 2+1 bed Vacant Land Condo · St. Thomas, St. Thomas | MyPropertyScout

$699,000

Unit 11

40 DOM

2+1340d

Map

DOM 40

$699,000

F●●●○○DOM40days

Unit 11

101 Southgate Parkway · St. Thomas · Ontario N5R 6L4

MLS® X13156066 · St. Thomas · N5R 6L4

2+13OwnerOccupied1400-1599 ft²Vacant Land Condo2-car Attached40d$466/ft²$4,873 tax/yrBuilt 200323 yrs old

26% above market · 40 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Located in the desirable south end of St. Thomas, just minutes from Port Stanley and a short drive to London, this beautifully maintained brick bungalow offers functional living with exceptional indoor and outdoor space. Featuring a double-wide driveway, attached two-car garage, large windows with transom uppers, and a covered rear deck with retractable privacy blind, the home is designed for both comfort and entertaining. Inside, you'll find 9-foot ceilings, crown moulding, vaulted ceilings in…

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Property details

MLS#: X13156066
Status: Buy Now
Beds: 2+1
Baths: 3 full, 0 half
Size: 1400-1599
Style: Bungalow
Type: Vacant Land Condo
Year built: —

Foundation: Poured Concrete

Fireplaces: 2
Fireplace features: Family Room, Rec Room

Condo corp #: 23
Balcony: None
Locker: None
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick · Deck, Landscaped, Porch
Fronting on: —
Cross street: SOUTHGATE PARKWAY FAIRVIEW AVENUE
Basement: Full, Finished
Stories: 1
Utilities: —
Laundry: In Building
Interior: ERV/HRV, Storage, Sump Pump, Water Heater Owned
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Foyer	3.37m × 3.94m
Main	Kitchen	4.05m × 3.99m
Main	Dining Room	4.55m × 3.18m
Main	Living Room	4.79m × 5.21m
Main	Den	3.51m × 3.39m
Main	Primary Bedroom	3.94m × 4.5m
Main	Bedroom 2	3.94m × 3.34m
Main	Laundry	2.81m × 1.62m
Main	Bathroom	2.82m × 1.66m
Lower	Recreation	5.65m × 4.91m
Lower	Bedroom 3	3.71m × 3.99m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 FIRST CANADIAN CORP

Source: TRREB/PROPTX · MLS® X13156066

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$699K

Unit 11 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,000✓ $4,873 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,670/mo

incl. closing costs (yr 1)

Annual total

$68,039

year 1

Mortgage only

$2,652/mo

principal + interest

Beyond mortgage

$1,689/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$406/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$23/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $31,821/yr

Property taxes23% $15,328/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,990/yr

Condo fees5% $3,240/yr

Closing costs7% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,821	$2,652/mo
Government & taxes
Property tax	$4,873	$406/mo
Land transfer tax(closing)	$10,455	$871/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,990	$583/mo
Condo fees
Condo / HOA fees	$3,240	$270/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$68,039	$5,670/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 11

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs