$484K · 2 bed Condo Townhouse · Kitchener

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About this home

Welcome to 51 Lomond Lane in Kitchener: a beautifully upgraded Ruby floor plan Built by Fusion Homes, offering modern finishes, carpet-free living, and exceptional comfort throughout, nestled in the highly desirable Huron Village community, one of the city's most family-friendly and rapidly growing neighborhoods! Designed for both style and functionality, this bright and inviting 2-bedroom, 2-bathroom home features a thoughtfully laid-out open-concept design that maximizes space and natural ligh…

Property details

MLS#

X13156026

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

900-999

Style

Stacked Townhouse

Type

Condo Townhouse

Year built

—

Condo corp #: 788
Balcony: Open
Locker: None
Association amenities: Visitor Parking
Fees include: Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Vinyl Siding, Brick
Fronting on: —
Cross street: Tartan Ave
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Laundry Closet
Interior: Carpet Free, ERV/HRV, Primary Bedroom - Main Floor, Water Heater, Water Softener
Parking features: Surface, Reserved/Assigned

Level	Room	Dimensions
Main	Great Room	3.68m × 6.12m
Main	Kitchen	3.4m × 2.46m
Main	Primary Bedroom	3.28m × 3.35m
Main	Bedroom 2	2.9m × 3.38m
Main	Bathroom	—
Main	Bathroom	—

Level

Room

Dimensions

Main

Great Room

3.68m × 6.12m

Main

Kitchen

3.4m × 2.46m

Main

Primary Bedroom

3.28m × 3.35m

Main

Bedroom 2

2.9m × 3.38m

Main

Bathroom

—

Main

Bathroom

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $484,489✓ $4,301 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,252/mo

incl. closing costs (yr 1)

Annual total

$51,027

year 1

Mortgage only

$1,838/mo

principal + interest

Beyond mortgage

$1,442/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$96,898

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$358/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,845/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$21/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,165

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $22,056/yr

Property taxes21% $10,466/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,845/yr

Condo fees6% $3,000/yr

Closing costs10% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,056	$1,838/mo
Government & taxes
Property tax	$4,301	$358/mo
Land transfer tax(closing)	$6,165	$514/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,845	$404/mo
Condo fees
Condo / HOA fees	$3,000	$250/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,027	$4,252/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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51 Lomond Lane

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Annual costs