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$650K · 3 bed Detached · 455 - Secord Woods, St. Catharines | MyPropertyScout

$649,900

35 Colonel Lyall Street

45 DOM

3345d

Map

⚡ Insider Deal

DOM 45

↓ $30KPrice Reduced

$649,900

↓ $30K

DOM45days

35 Colonel Lyall Street

St. Catharines · Ontario L2P 0B3

MLS® X13154400 · 455 - Secord Woods · L2P 0B3

33Vacant1100-1500 ft²Detached2-car AttachedUnfinished45d$500/ft²Lot 37.5 x 88.7 ft$5,609 tax/yrBuilt 201511 yrs oldUnfinished

45 days on market

About this home

Welcome to your next dream home-where comfort, space, and convenience come together beautifully for the perfect family lifestyle. This stunning property offers three generously sized bedrooms, each filled with natural light to create a warm and inviting atmosphere. The spacious master bedroom is a true retreat, featuring a large walk-in closet and a luxurious 4-piece ensuite washroom. The two additional bedrooms are equally bright and share a well-appointed common bathroom, making it ideal for f…

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Property details

MLS#: X13154400
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 3 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Unfinished
Style: 2-Storey
Type: Detached
Year built: 2015

PIN: 464150737
Roll / ARN: 262901003509174
Plan: 30M-374

Occupancy: Vacant
Washrooms: 4 pc · Second; 2 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Block, Concrete
Other structures: None
Property features: Clear View, Library, Park, Place Of Worship, School

Fireplace features: Electric

View: Clear

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 37.47 × 88.74
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Year Round Living
Fronting on: West
Cross street: WELLAND CANALS PKWY TO ROCKWOOD AVE TO COLONEL LYALL
Stories: —
Utilities: —
Laundry: —
Interior: Sump Pump, Water Heater
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	4.68m × 5.66m
Main	Dining Room	4.68m × 5.66m
Main	Kitchen	2.87m × 3.36m
Main	Breakfast	2.71m × 2.87m
Second	Primary Bedroom	3.54m × 5.6m
Second	Bedroom 2	2.7m × 4.74m
Second	Bedroom 3	3.44m × 3.96m
Main	Foyer	1.99m × 2.88m

Seller signals

Price movement & seller pressure

↓ $30KPrice reduction

MLS shows the seller reduced the asking price by $30,000 (from $679,900 to $649,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE TERREQUITY REALTY

Source: TRREB/PROPTX · MLS® X13154400

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$650K

35 Colonel Lyall Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,900✓ $5,609 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,168/mo

incl. closing costs (yr 1)

Annual total

$62,019

year 1

Mortgage only

$2,466/mo

principal + interest

Beyond mortgage

$1,455/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$467/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $29,586/yr

Property taxes24% $15,082/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,499/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,586	$2,466/mo
Government & taxes
Property tax	$5,609	$467/mo
Land transfer tax(closing)	$9,473	$789/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,499	$542/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,019	$5,168/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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35 Colonel Lyall Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs