$1.08M · 2 bed Condo Apartment · 461 - Glendale/Glenridge, St. Catharines

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About this home

Welcome to Coveteur Where Refined Luxury Meets Natures Serenity Bathed in natural light and surrounded by lush greenery, the GAULTIER - B suite at Coveteur embodies luxury living at its finest. Framed by expansive windows, the space radiates warmth and openness while overlooking unobstructed green space offering refined living immersed in tranquility and elegance. Perfectly positioned in the heart of Niagara, Coveteur is walking distance to St. Catharines premier shops, restaurants, and amenitie…

Property details

MLS#

X13154146

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1400-1599

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Place Of Worship, Hospital, Park, School

Condo corp #: 245
Balcony: Open
Locker: Exclusive
Association amenities: Exercise Room, Party Room/Meeting Room, Visitor Parking
Fees include: Water Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Stucco (Plaster)
Fronting on: —
Cross street: Glen Morris Dr/Jacobson Ave
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Air Exchanger, Storage Area Lockers, Separate Heating Controls, Water Heater Owned
Parking features: —

Level	Room	Dimensions
Main	Living Room	5.82m × 7.83m
Main	Kitchen	5.82m × 7.83m
Main	Primary Bedroom	3.6m × 4.02m
Main	Bedroom 2	3.41m × 3.9m

Level

Room

Dimensions

Main

Living Room

5.82m × 7.83m

Main

Kitchen

5.82m × 7.83m

Main

Primary Bedroom

3.6m × 4.02m

Main

Bedroom 2

3.41m × 3.9m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,077,475✓ $0 tax✓ Electric✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,672/mo

incl. closing costs (yr 1)

Annual total

$92,064

year 1

Mortgage only

$4,088/mo

principal + interest

Beyond mortgage

$1,624/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$215,495

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,500 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,775/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$35/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$18,025

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $49,051/yr

Property taxes20% $18,025/yr

Utilities3% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance12% $10,775/yr

Condo fees5% $5,053/yr

Closing costs6% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$49,051	$4,088/mo
Government & taxes
Land transfer tax(closing)	$18,025	$1,502/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,775	$898/mo
Condo fees
Condo / HOA fees	$5,053	$421/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$92,064	$7,672/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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