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$388K · 2 bed Condo Apartment · Stipley, Hamilton | MyPropertyScout

$388,000

Unit 3

40 DOM

2140d

Map

DOM 40

$388,000

D●●○○○DOM40days

Unit 3

9 Sherman Avenue · Hamilton · Ontario L8M 2P5

MLS® X13153550 · Stipley · L8M 2P5

21OwnerOccupied900-999 ft²Condo ApartmentNone40d$409/ft²$2,087 tax/yr

6% above market · regional est. · 40 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 3-9 Sherman Ave South-a thoughtfully updated boutique condominium offering stylish, low-maintenance living in the heart of Hamilton. Designed with both comfort and functionality in mind, the spacious kitchen overlooks the open-concept living and dining area, creating an inviting space for everyday living, entertaining, or working from home. Two well-proportioned bedrooms provide exceptional flexibility for a guest room, office, or growing family, while custom closets and thoughtfully…

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Property details

MLS#: X13153550
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 900-999
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 446
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: —
Cross street: Main Street East
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: Surface

Rooms

Level	Room	Dimensions
Main	Living Room	5.1m × 4.2m
Main	Dining Room	5.1m × 4.2m
Main	Kitchen	3.8m × 3m
Main	Primary Bedroom	4m × 3.2m
Main	Bedroom 2	3.5m × 3.3m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: FOREST HILL REAL ESTATE INC.

Source: TRREB/PROPTX · MLS® X13153550

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$388K

Unit 3 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $388,000✓ $2,087 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,720/mo

incl. closing costs (yr 1)

Annual total

$44,645

year 1

Mortgage only

$1,472/mo

principal + interest

Beyond mortgage

$1,432/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$77,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$174/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,880/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,295

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $17,663/yr

Property taxes14% $6,382/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,880/yr

Condo fees14% $6,060/yr

Closing costs11% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,663	$1,472/mo
Government & taxes
Property tax	$2,087	$174/mo
Land transfer tax(closing)	$4,295	$358/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,880	$323/mo
Condo fees
Condo / HOA fees	$6,060	$505/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$44,645	$3,720/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 3

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs