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$599K · 3 bed Detached · 438 - Port Dalhousie, St. Catharines | MyPropertyScout

$599,000

20 John Street

45 DOM

3145d

Map

⚡ Insider Deal

DOM 45

↓ $76KPrice Reduced

$599,000

↓ $76K

DOM45days

20 John Street

St. Catharines · Ontario L2N 4P1

MLS® X13153228 · 438 - Port Dalhousie · L2N 4P1

31OwnerOccupied700-1100 ft²DetachedNonePartial Basement45d$666/ft²Lot 67.3 x 170 ft$3,261 tax/yrBuilt 1916110 yrs oldPartial Basement

45 days on market

About this home

Calling all Builders and Developers! Opportunity knocks, redevelop this awesome 67 X 170 foot lot in sought after Port Dalhousie. Within a short walk to fine dining, cafe's, shopping, micro breweries a marina and of course wonderful Lakeside Park, home to the city's antique carousel at only 5 cents a ride. Potential to sever or build your dream home on this excellent location with no rear neighbors. Buyers to conduct their own due diligence with the City regarding renovations, demolition, sever…

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Property details

MLS#: X13153228
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Partial Basement
Style: Bungalow
Type: Detached
Year built: 1916

PIN: 461950179
Roll / ARN: 262906003800600

Occupancy: Owner Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Stone

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 67.32 × 170
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: East
Cross street: Lakeport and Michigan
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: —

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $76KPrice reduction

MLS shows the seller reduced the asking price by $76,000 (from $675,000 to $599,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY, BROKERAGE

Source: TRREB/PROPTX · MLS® X13153228

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$599K

20 John Street · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,000✓ $3,261 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,636/mo

incl. closing costs (yr 1)

Annual total

$55,635

year 1

Mortgage only

$2,272/mo

principal + interest

Beyond mortgage

$1,201/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$272/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $27,269/yr

Property taxes21% $11,716/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,990/yr

Closing costs9% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,269	$2,272/mo
Government & taxes
Property tax	$3,261	$272/mo
Land transfer tax(closing)	$8,455	$705/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,990	$499/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,635	$4,636/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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20 John Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs