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$600K · 2 bed Detached · Raleigh, Hamilton | MyPropertyScout

$599,900

263 East 38th Street

46 DOM

2146d

Map

⚡ Insider Deal

DOM 46

↓ $50KMotivated SellerPrice ReducedEstate Sale

$599,900

↓ $50KMotivated Seller

DOM46days

263 East 38th Street

Hamilton · Ontario L8V 4G2

MLS® X13152594 · Raleigh · L8V 4G2

21OwnerOccupied700-1100 ft²DetachedNoneSeparate Entrance, Partially Finished, Full46d$667/ft²Lot 44 x 95.5 ft$4,173 tax/yrSeparate Entrance, Partially Finished, Full

46 days on market

About this home

Welcome to this lovingly maintained 1.5 storey home nestled in the highly desirable Raleigh neighbourhood. Whether you're a first-time buyer, downsizer, or investor, this move-in ready home offers the perfect opportunity to settle into a welcoming community. Step inside to find a bright and inviting main floor featuring hardwood flooring, a cozy fireplace in the living room, an updated 4-piece bathroom, and an updated functional kitchen perfect for everyday living. The dining room walks out to a…

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Property details

MLS#: X13152594
Status: Buy Now
Property class: Residential Freehold
Beds: 2
Baths: 1 full, 0 half
Rooms: 5 + 1
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Separate Entrance, Partially Finished, Full
Style: 1 1/2 Storey
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 170630244
Roll / ARN: 251806062605560

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Garden Shed
Property features: Fenced Yard, Hospital, Library, Park, Place Of Worship, Public Transit

Fireplaces: 1
Fireplace features: Natural Gas

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 44 × 95.5
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Aluminum Siding · Deck, Landscaped, Porch
Fronting on: East
Cross street: Brucedale Ave E
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Capability, Storage
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Foyer	—
Main	Living Room	3.66m × 4.57m
Main	Dining Room	3.66m × 3.35m
Main	Kitchen	2.54m × 3.58m
Main	Bathroom	1.52m × 2.54m
Second	Primary Bedroom	3.25m × 4.57m
Second	Bedroom 2	2.97m × 4.57m
Basement	Recreation	7.32m × 3.45m
Basement	Laundry	2.67m × 3.66m
Basement	Other	3.66m × 3.86m

Seller signals

Price movement & seller pressure

↓ $50KPrice reduction

MLS shows the seller reduced the asking price by $50,000 (from $649,900 to $599,900).

Motivated SellerWhy this label

Estate sale — Listing remarks or MLS designation indicate an estate sale.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: PUREREALTY

Source: TRREB/PROPTX · MLS® X13152594

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$600K

263 East 38th Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $4,173 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,718/mo

incl. closing costs (yr 1)

Annual total

$56,615

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,278/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$348/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $27,310/yr

Property taxes22% $12,646/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,999/yr

Closing costs9% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$4,173	$348/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,615	$4,718/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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263 East 38th Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs