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$775K · 2+2 bed Detached · Hill Park, Hamilton | MyPropertyScout

$774,900

98 Duncombe Drive

46 DOM

2+2246d

Map

⚡ Insider Deal

DOM 46

↓ $25KPrice Reduced

$774,900

↓ $25K

DOM46days

98 Duncombe Drive

Hamilton · Ontario L9A 2G3

MLS® X13151958 · Hill Park · L9A 2G3

2+22OwnerOccupied1100-1500 ft²Detached2-car DetachedApartment, Separate Entrance46d$596/ft²Lot 50 x 100 ft$4,929 tax/yrApartment, Separate Entrance

46 days on market

About this home

Home Sweet Duncombe! Multi generational living tucked in the desirable Hill Park neighbourhood of the Hamilton Mountain! Here you'll find the charming 98 Duncombe Dr. A thoughtfully maintained bungalow perfect for a wide variety of buyers including down sizers and first time home owners! The bright, freshly painted, main floor offers a seamless flow from the comfortable living room to the eat-in kitchen. Down the hall you'll find two generous bedrooms; as well a bonus mud room that includes laun…

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Property details

MLS#: X13151958
Status: Buy Now
Property class: Residential Freehold
Beds: 2+2
Baths: 2 full, 0 half
Rooms: 5 + 4
Kitchens: 2
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Apartment, Separate Entrance
Style: Bungalow
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 170170147
Roll / ARN: 251807082104110

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 4 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete Block

Garage: 2-car Detached
Garage spaces: 2
Parking: 6 total
Lot: 50 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: Mohawk Rd. E. and Upper Wentworth St.
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, In-Law Suite, Primary Bedroom - Main Floor, Storage Area Lockers
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	4.19m × 5.16m
Main	Dining Room	4.19m × 5.07m
Main	Kitchen	4.19m × 5.07m
Main	Primary Bedroom	3.41m × 4.25m
Main	Bedroom 2	4.51m × 3.1m
Basement	Bedroom 3	4.38m × 3.33m
Basement	Bedroom	3.07m × 3.46m
Basement	Recreation	4.24m × 6.75m
Basement	Kitchen	4.13m × 3.48m

Seller signals

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $25,000 (from $799,900 to $774,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: KELLER WILLIAMS REFERRED URBAN REALTY

Source: TRREB/PROPTX · MLS® X13151958

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$775K

98 Duncombe Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $774,900✓ $4,929 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,898/mo

incl. closing costs (yr 1)

Annual total

$70,780

year 1

Mortgage only

$2,940/mo

principal + interest

Beyond mortgage

$1,503/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$154,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$411/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $35,277/yr

Property taxes24% $16,902/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,749/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$35,277	$2,940/mo
Government & taxes
Property tax	$4,929	$411/mo
Land transfer tax(closing)	$11,973	$998/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,749	$646/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,780	$5,898/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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98 Duncombe Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs