Loading neighbourhood intel…

$389K · 2 bed Condo Townhouse · Cobourg, Cobourg | MyPropertyScout

$389,000

Unit 304

23 DOM

2123d

Map

DOM 23

$389,000

DOM23days

Unit 304

450 Lonsberry Drive · Cobourg · Ontario K9A 0K4

MLS® X13151172 · Cobourg · K9A 0K4

21OwnerOccupied900-999 ft²Condo Townhouse1-car None23d$410/ft²$3,600 tax/yr

23 days on market

About this home

Nestled In Cobourg's Highly Desirable East Village Community This Modern And Exceptionally Well-Maintained Two-Bedroom Condo Offers The Perfect Blend Of Style, Comfort, And Convenience. Ideally Situated Close To Parks, Schools, And Everyday Amenities, This Beautifully Maintained Home Presents Outstanding Value In A Desirable Neighbourhood. Offering Approximately 915 Sq Ft Of Thoughtfully Designed Living Space, The Bright Open-Concept Layout Is Perfect For Both Everyday Living And Entertaining. T…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

This property doesn’t fit our automated model — unusual layout, wrong area match, or incomplete listing data. A Realtor can price it properly. Connect with a Realtor →

Property details

MLS#: X13151172
Status: Conditionally Sold
Beds: 2
Baths: 1 full, 0 half
Size: 900-999
Style: Apartment
Type: Condo Townhouse
Year built: —

Condo corp #: 98
Balcony: Terrace
Locker: None
Fees include: Parking Included
Pets: Yes-with Restrictions

Garage: 1-car None
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Lonsberry Dr & Rollings St
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Kitchen	5.24m × 3.76m
Main	Living Room	7.85m × 3.19m
Main	Primary Bedroom	4.79m × 3.46m
Main	Bedroom 2	4.07m × 3.04m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal Heritage Realty Ltd.

Source: TRREB/PROPTX · MLS® X13151172

Do you own a home in Cobourg?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$389K

Unit 304 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $389,000✓ $3,600 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,553/mo

incl. closing costs (yr 1)

Annual total

$42,633

year 1

Mortgage only

$1,476/mo

principal + interest

Beyond mortgage

$1,260/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$77,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$300/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$28/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,310

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $17,709/yr

Property taxes19% $7,910/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,890/yr

Condo fees9% $3,964/yr

Closing costs12% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,709	$1,476/mo
Government & taxes
Property tax	$3,600	$300/mo
Land transfer tax(closing)	$4,310	$359/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,890	$324/mo
Condo fees
Condo / HOA fees	$3,964	$330/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,633	$3,553/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 304

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs