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$800K · 3 bed Detached · East B, London East | MyPropertyScout

$799,500

442 Victoria Street

46 DOM

3246d

Map

⚡ Insider Deal

DOM 46

↓ $25KPrice Reduced

$799,500

↓ $25K

DOM46days

442 Victoria Street

London East · Ontario N5Y 4A9

MLS® X13148262 · East B · N5Y 4A9

32OwnerOccupied1500-2000 ft²Detached2-car DetachedFinished46d$457/ft²Lot 42.8 x 147.9 ft$6,354 tax/yrBuilt 1916110 yrs oldFinished

46 days on market

About this home

Beautifully updated 3-bed, 2-bath, 1 3/4 home on an impressive 147' deep lot in desirable Old North. Complete with a 525 sq ft detached workshop, ideal for hobbyists. Located 1/2 block from Old North Public School, this rare offering balances timeless character, modern upgrades and everyday functionality with an active, busy family in mind. Step inside to a spacious and functional foyer with a custom bench and built-ins, and a large picture window with views of beautiful tree lined Victoria Stre…

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Property details

MLS#: X13148262
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 2 full, 0 half
Rooms: 7 + 3
Kitchens: 1
Size: 1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: 1 1/2 Storey
Type: Detached
Year built: 1916

PIN: 082330009
Roll / ARN: 393602035012900
Plan: 230

Occupancy: Owner Occupied
Washrooms: 3 pc · Second; 3 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete Block, Stone
Other structures: Fence - Full
Property features: Fenced Yard

Fireplaces: 1
Fireplace features: Living Room

View: Garden

Garage: 2-car Detached
Garage spaces: 2
Parking: 7 total
Lot: 42.84 × 147.85
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Deck, Year Round Living
Fronting on: East
Cross street: Victoria St & Thornton Ave
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Bar Fridge, Sump Pump
Parking features: Private Double

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Foyer	4.87m × 2.43m
Main	Living Room	3.48m × 7.1m
Main	Dining Room	5.36m × 3.44m
Main	Kitchen	3.68m × 3.79m
Second	Bedroom	4.11m × 3.39m
Second	Bedroom	3.49m × 3.54m
Second	Primary Bedroom	4.01m × 4.04m
Lower	Recreation	4.6m × 4.5m
Lower	Laundry	3.51m × 2.35m
Lower	Family Room	3.68m × 4.41m
Lower	Other	2.03m × 1.57m

Seller signals

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $25,000 (from $824,500 to $799,500).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SUTTON GROUP - SELECT REALTY

Source: TRREB/PROPTX · MLS® X13148262

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$800K

442 Victoria Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,500✓ $6,354 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,203/mo

incl. closing costs (yr 1)

Annual total

$74,441

year 1

Mortgage only

$3,033/mo

principal + interest

Beyond mortgage

$1,673/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,900

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$530/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,995/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,465

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $36,397/yr

Property taxes25% $18,819/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,995/yr

Closing costs7% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,397	$3,033/mo
Government & taxes
Property tax	$6,354	$530/mo
Land transfer tax(closing)	$12,465	$1,039/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,995	$666/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$74,441	$6,203/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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442 Victoria Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs