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$800K · 4 bed Detached · North G, London North | MyPropertyScout

$799,900

76 Spencer Crescent

49 DOM

4449d

Map

⚡ Insider Deal

DOM 49

↓ $40KPrice Reduced

$799,900

↓ $40K

DOM49days

76 Spencer Crescent

London North · Ontario N5X 2K6

MLS® X13139886 · North G · N5X 2K6

44OwnerOccupied2000-2500 ft²Detached1-car AttachedFinished49d$356/ft²Lot 60 x 150 ft$5,951 tax/yrFinished

49 days on market

About this home

Located in sought-after Stoneybrook, this beautifully maintained 2-storey, 4-bedroom family home offers an incredible lifestyle opportunity just steps to Stoneybrook Public School, parks, walking trails, and the newly upgraded tennis courts at Stoneybrook Park. Homes in this neighbourhood are always in demand because families love the mature trees, quiet streets, and unbeatable walkability to schools and recreation.The home features a welcoming covered front porch, wide double concrete driveway,…

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Property details

MLS#: X13139886
Status: Buy Now
Property class: Residential Freehold
Beds: 4
Baths: 4 full, 0 half
Rooms: 14
Kitchens: 1
Size: 2000-2500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: 2-Storey
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 080830563
Roll / ARN: 393602040021301
Plan: 1007

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 5 pc · Second; 3 pc · Second; 4 pc · Lower
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete

Fireplaces: 1
Fireplace features: Family Room

Garage: 1-car Attached
Garage spaces: 1
Parking: 4 total
Lot: 60 × 150
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Deck
Fronting on: South
Cross street: Camden
Stories: —
Utilities: —
Laundry: —
Interior: Workbench
Parking features: —

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $40KPrice reduction

MLS shows the seller reduced the asking price by $40,000 (from $839,900 to $799,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 FIRST CANADIAN STEVE KLEIMAN INC.

Source: TRREB/PROPTX · MLS® X13139886

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$800K

76 Spencer Crescent · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,900✓ $5,951 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,207/mo

incl. closing costs (yr 1)

Annual total

$74,488

year 1

Mortgage only

$3,035/mo

principal + interest

Beyond mortgage

$1,675/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$496/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $36,415/yr

Property taxes25% $18,424/yr

Utilities7% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,999/yr

Closing costs7% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,415	$3,035/mo
Government & taxes
Property tax	$5,951	$496/mo
Land transfer tax(closing)	$12,473	$1,039/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,999	$667/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$74,488	$6,207/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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76 Spencer Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs