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$665K · 4+2 bed Detached · Southam, Hamilton | MyPropertyScout

$665,000

87 WEST 5TH Street

50 DOM

4+2350d

Map

⚡ Insider Deal

DOM 50

↓ $34KPrice Reduced

$665,000

↓ $34K

DOM50days

87 WEST 5TH Street

Hamilton · Ontario L9C 3N5

MLS® X13139000 · Southam · L9C 3N5

4+23TenantOccupied1100-1500 ft²DetachedNoneApartment, Separate Entrance50d$512/ft²Lot 46 x 95 ft< .50 ac$4,252 tax/yrBuilt 195175 yrs oldApartment, Separate Entrance

50 days on market

About this home

Welcome to this beautifully upgraded and meticulously maintained 4+2 bedroom detached home, offering the perfect blend of comfort, style, and versatility for families, multi-generational living or investors. Ideally located within walking distance to Mohawk College and St. Joseph's Healthcare Hamilton, this exceptional property combines everyday convenience with outstanding long-term value.Designed for flexible living, the home features a fully finished basement with a separate side entrance ide…

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Property details

MLS#: X13139000
Status: Buy Now
Property class: Residential Freehold
Beds: 4+2
Baths: 3 full, 0 half
Rooms: 6 + 3
Kitchens: 2
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Apartment, Separate Entrance
Style: 2-Storey
Type: Detached
Year built: 1951

PIN: 170450011
Roll / ARN: 025180809110563

Occupancy: Tenant Occupied
Washrooms: 3 pc · Basement; 3 pc · Ground; 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete Block
Property features: Hospital, Public Transit, Rec./Commun.Centre, School

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 46 × 95
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: East
Cross street: Brantdale Ave/West 5th
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, In-Law Capability, In-Law Suite, Primary Bedroom - Main Floor, Water Heater
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Bedroom	3.96m × 4.6m
Main	Kitchen	3.15m × 4.11m
Main	Living Room	3.15m × 5.72m
Second	Bedroom	3.96m × 3.45m
Second	Bedroom	3.43m × 4.29m
Second	Bedroom	2.26m × 3.15m
Basement	Bedroom	3.05m × 2.51m
Basement	Bedroom	3.43m × 3.2m
Basement	Kitchen	2.64m × 4.37m
Basement	Laundry	—
Main	Bathroom	—
Second	Bathroom	—
Basement	Bathroom	—

Seller signals

Price movement & seller pressure

↓ $34KPrice reduction

MLS shows the seller reduced the asking price by $34,000 (from $699,000 to $665,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: THE CANADIAN HOME REALTY INC.

Source: TRREB/PROPTX · MLS® X13139000

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$665K

87 WEST 5TH Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $665,000✓ $4,252 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,150/mo

incl. closing costs (yr 1)

Annual total

$61,803

year 1

Mortgage only

$2,523/mo

principal + interest

Beyond mortgage

$1,354/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$133,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$354/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,650/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,775

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $30,274/yr

Property taxes23% $14,027/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,650/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,274	$2,523/mo
Government & taxes
Property tax	$4,252	$354/mo
Land transfer tax(closing)	$9,775	$815/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,650	$554/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,803	$5,150/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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87 WEST 5TH Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs