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$370K · 2 bed Condo Apartment · Belleville Ward, Belleville | MyPropertyScout

$369,900

Unit 514

45 DOM

2145d

Map

DOM 45

$369,900

F●●●○○DOM45days

Unit 514

199 Front Street · Belleville · Ontario K8N 5H5

MLS® X13138382 · Belleville Ward · K8N 5H5

21Vacant900-999 ft²Condo Apartment1-car Underground45d$390/ft²$3,844 tax/yrBuilt 20188 yrs old

28% above market · 45 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Enjoy spectacular views of the Bay of Quinte, the Moira River and downtown Belleville from this bright and modern 2-bedroom Condo. This well-appointed unit offers an open and airy layout with plenty of natural light, a contemporary kitchen featuring stainless steel appliances, and convenient in-suite laundry. Includes underground parking for added comfort and security. Ideally located in the heart of downtown Belleville, close to shopping, dining and waterfront trails. Quick closing available!!

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Property details

MLS#: X13138382
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 900-999
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Hospital, Library, Public Transit, River/Stream, Waterfront

Condo corp #: 66
Balcony: None
Locker: Ensuite+Exclusive
Association amenities: Elevator, Party Room/Meeting Room
Fees include: Common Elements Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Front Street & Bridge Street
Basement: None
Stories: 5
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Carpet Free
Parking features: Underground

Rooms

Level	Room	Dimensions
Main	Foyer	1.87m × 3.52m
Main	Kitchen	2.53m × 3.39m
Main	Dining Room	2.36m × 3.99m
Main	Living Room	3.83m × 4.84m
Main	Primary Bedroom	3.74m × 3.91m
Main	Bedroom 2	2.74m × 3.3m
Main	Laundry	1.66m × 1.67m
Main	Bathroom	1.98m × 1.65m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal Lepage Proalliance Realty

Source: TRREB/PROPTX · MLS® X13138382

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$370K

Unit 514 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $369,900✓ $3,844 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,800/mo

incl. closing costs (yr 1)

Annual total

$45,602

year 1

Mortgage only

$1,403/mo

principal + interest

Beyond mortgage

$1,603/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$73,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$320/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,699/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$56/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,024

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $16,839/yr

Property taxes17% $7,868/yr

Utilities5% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,699/yr

Condo fees18% $8,035/yr

Closing costs11% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,839	$1,403/mo
Government & taxes
Property tax	$3,844	$320/mo
Land transfer tax(closing)	$4,024	$335/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,699	$308/mo
Condo fees
Condo / HOA fees	$8,035	$670/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,602	$3,800/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 514

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs