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$500K · 1+1 bed Condo Apartment · Kitchener | MyPropertyScout

$499,999

Unit C2

45 DOM

1+1245d

Map

DOM 45

$499,999

F●●○○○DOM45days

Unit C2

10 Palace Street · Kitchener · Ontario N2E 0J3

MLS® X13138350 · N2E 0J3

1+12OwnerOccupied700-799 ft²Condo ApartmentNone45d$667/ft²$2,600 tax/yrBuilt 20188 yrs old

31% above market · regional est. · 45 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Experience modern condo living in this stunning 2-bedroom, 2-bathroom residence offeringapproximately 800 sq ft of thoughtfully designed space. This elegant home features a bright andspacious open-concept layout that perfectly balances style and functionality, ideal forprofessionals, first-time buyers, or small families.The contemporary kitchen showcasesstainless steel appliances, ample cabinetry, a stylish breakfast island that overlooks theinviting living and dining area filled with natural su…

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Property details

MLS#: X13138350
Status: Buy Now
Beds: 1+1
Baths: 2 full, 0 half
Size: 700-799
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Roof: Unknown
Foundation: Brick, Other
Property features: Other, Park, Public Transit, School, School Bus Route

Fireplace features: Electric, Natural Gas

View: Clear

Condo corp #: 763
Balcony: Open
Locker: None
Association amenities: Other, Outdoor Pool, Playground, Visitor Parking
Fees include: None
Pets: No

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Brick Front
Fronting on: —
Cross street: Ottawa st s and elmsale dr
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Countertop Range
Parking features: Surface

Rooms

Level	Room	Dimensions
Main	Living Room	3.89m × 3m
Main	Kitchen	3.66m × 2.26m
Main	Primary Bedroom	2.84m × 2.82m
Main	Bathroom	—
Main	Bedroom	3.88m × 2.51m
Main	Bathroom	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE/MIRACLE REALTY LTD

Source: TRREB/PROPTX · MLS® X13138350

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$500K

Unit C2 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,999✓ $2,600 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,188/mo

incl. closing costs (yr 1)

Annual total

$50,257

year 1

Mortgage only

$1,897/mo

principal + interest

Beyond mortgage

$1,293/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$100,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$217/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$19/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $22,762/yr

Property taxes18% $9,075/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,000/yr

Condo fees5% $2,760/yr

Closing costs10% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,762	$1,897/mo
Government & taxes
Property tax	$2,600	$217/mo
Land transfer tax(closing)	$6,475	$540/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,000	$417/mo
Condo fees
Condo / HOA fees	$2,760	$230/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,257	$4,188/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit C2

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs