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$599K · 3 bed Condo Townhouse · Kitchener | MyPropertyScout

$599,000

Unit 22

45 DOM

3345d

Map

DOM 45

$599,000

D●●○○○DOM45days

Unit 22

110 Fergus Avenue · Kitchener · Ontario N2A 0K9

MLS® X13137696 · N2A 0K9

33Vacant1400-1599 ft²Condo Townhouse1-car Attached45d$399/ft²$4,016 tax/yrBuilt 20233 yrs old

6% above market · regional est. · 45 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 110 Fergus Avenue, Unit 22 - where modern design and a thoughtful layout meet a location that delivers. Built in 2020, the bright,open-concept main floor features 9-foot ceilings and premium finishes throughout. The kitchen boasts quartz countertops, a large center island,and stainless steel appliances. Sliding doors lead to a private backyard with no rear neighbors - a rare find for peaceful outdoor living. Aconveniently placed powder room is tucked near the entrance. Upstairs, the s…

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Property details

MLS#: X13137696
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1400-1599
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Property features: Park, Other

Fireplaces: 0

Condo corp #: 707
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Vinyl Siding
Fronting on: —
Cross street: Weber & Fergus
Basement: Full, Unfinished
Stories: 1
Utilities: —
Laundry: In Building
Interior: Other
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Bathroom	0.95m × 2.32m
Main	Dining Room	3.3m × 2.74m
Main	Kitchen	3.79m × 4.36m
Main	Living Room	3.89m × 2.69m
Second	Bathroom	2.46m × 1.52m
Second	Bathroom	1.5m × 3.31m
Second	Bedroom	4.74m × 2.64m
Second	Bedroom 2	4.13m × 2.68m
Second	Primary Bedroom	5.21m × 4.5m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Red And White Realty Inc

Source: TRREB/PROPTX · MLS® X13137696

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$599K

Unit 22 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,000✓ $4,016 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,953/mo

incl. closing costs (yr 1)

Annual total

$59,438

year 1

Mortgage only

$2,272/mo

principal + interest

Beyond mortgage

$1,518/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$335/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$21/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $27,269/yr

Property taxes21% $12,471/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,990/yr

Condo fees5% $3,048/yr

Closing costs9% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,269	$2,272/mo
Government & taxes
Property tax	$4,016	$335/mo
Land transfer tax(closing)	$8,455	$705/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,990	$499/mo
Condo fees
Condo / HOA fees	$3,048	$254/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,438	$4,953/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 22

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs