$640K · 3 bed Detached · 3602 - Riverview Park, Alta Vista and Area

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632 Chadburn Avenue

Alta Vista and Area · Ontario K1G 0Y7

MLS® X13132700 · 3602 - Riverview Park · K1G 0Y7

31Vacant1100-1500 ft²DetachedNone42d$492/ft²Lot 50 x 110 ft$4,651 tax/yr

14% below market · 42 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Beautifull property LOCATION...LOCATION...close to all amenities Hospitals-Schools-Trainyards Shopping-Transit. Excellent for First time or Retirement. Property features on Main Floor 3- Bedrooms, Kitchen, open Living-/Dining rooms and Full Bathroom. Lower level is partly finished and waiting for you. Great 50ft X 110ft deep lot with Patio. Concrete Laneway can accommodate several vehicles. Updated Furnace '24, AC '24, HWT '25. Get in a take a look !!!!!!

Property details

MLS#

X13132700

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

1100-1500

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete Block

Garage: None
Garage spaces: 0
Parking: 5 total
Lot: 50 × 110
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick · Patio
Fronting on: South
Cross street: Weyburn
Basement: Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Primary Bedroom - Main Floor
Parking features: —

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $639,900✓ $4,651 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,025/mo

incl. closing costs (yr 1)

Annual total

$60,306

year 1

Mortgage only

$2,428/mo

principal + interest

Beyond mortgage

$1,367/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$127,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$388/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $29,131/yr

Property taxes23% $13,924/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,399/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,131	$2,428/mo
Government & taxes
Property tax	$4,651	$388/mo
Land transfer tax(closing)	$9,273	$773/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,399	$533/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,306	$5,025/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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632 Chadburn Avenue

About this home

MyStreetValue™ Analysis

Property details

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Sales History

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Annual costs