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$840K · 3 bed Detached · 105 - St. Davids, Niagara-on-the-Lake | MyPropertyScout

$839,900

316 Concession 3 Road

52 DOM

3352d

Map

⚡ Insider Deal

DOM 52

↓ $35KBelow MarketPrice Reduced

$839,900

↓ $35K

DOM52days

316 Concession 3 Road

Niagara-on-the-Lake · Ontario L0S 1J0

MLS® X13130538 · 105 - St. Davids · L0S 1J0

33OwnerOccupied1500-2000 ft²Detached2-car AttachedFinished52d$480/ft²Lot 37.8 x 105 ft$5,624 tax/yrFinished

52 days on market

About this home

Flexible closing available!! In-Law Capability!! Welcome to 316 Concession 3 Road, move in and live your Niagara-on-the-Lake lifestyle! This lovely home, is located directly across from Vineyard and has gorgeous escarpment views and showcases major curb appeal. Built in 2016 this spacious all brick 3 bed, 3 bath, raised bungalow has 2749 SQFT of total living space and has soaring ceilings, bright oak flooring, extensive high-end finishes and design details throughout. Master suite with 3 pc ensu…

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MyStreetValue™ Analysis

$690,030 – $1,217,700estimated range

Midpoint: $953,865

Property details

MLS#: X13130538
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 3 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: Bungalow-Raised
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 463760629
Roll / ARN: 262702002410074
Plan: 30M422

Occupancy: Owner Occupied
Washrooms: 3 pc · Second; 4 pc · Main; 4 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Greenbelt/Conservation, Park, Place Of Worship, School, Fenced Yard, School Bus Route

Fireplaces: 1
Fireplace features: Natural Gas

View: Vineyard

Garage: 2-car Attached
Garage spaces: 2
Parking: 2 total
Lot: 37.8 × 105
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: York Road to Concession 3 Rd
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Capability
Parking features: Private Double

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Level	Room	Dimensions
Second	Primary Bedroom	4.22m × 5.13m
Main	Dining Room	3.29m × 5.56m
Main	Kitchen	3.29m × 3.77m
Main	Breakfast	3.29m × 3.57m
Main	Living Room	4.74m × 5.17m
Main	Bedroom	3.21m × 4.86m
Basement	Bedroom	3.25m × 4.89m
Basement	Laundry	2m × 2.45m
Basement	Recreation	3.23m × 7.09m

Seller signals

Price movement & seller pressure

↓ $35KPrice reduction

MLS shows the seller reduced the asking price by $35,100 (from $875,000 to $839,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: REVEL Realty Inc., Brokerage

Source: TRREB/PROPTX · MLS® X13130538

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$840K

316 Concession 3 Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $839,900✓ $5,624 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,397/mo

incl. closing costs (yr 1)

Annual total

$76,762

year 1

Mortgage only

$3,186/mo

principal + interest

Beyond mortgage

$1,646/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$167,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$469/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $38,236/yr

Property taxes25% $18,897/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,399/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$38,236	$3,186/mo
Government & taxes
Property tax	$5,624	$469/mo
Land transfer tax(closing)	$13,273	$1,106/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,399	$700/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$76,762	$6,397/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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316 Concession 3 Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs