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$925K · 2+1 bed Condo Townhouse · Waterdown, Hamilton | MyPropertyScout

$925,000

Unit 29

47 DOM

2+1347d

Map

⚡ Insider Deal

DOM 47

↓ $19,500Price Reduced

$925,000

F●●○○○DOM47days

Unit 29

25 Hamilton Street · Hamilton · Ontario L8B 0L1

MLS® X13129262 · Waterdown · L8B 0L1

2+13OwnerOccupied1600-1799 ft²Condo Townhouse1-car Attached47d$544/ft²$5,173 tax/yrBuilt 200323 yrs old

31% above market · regional est. · 47 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Location, location, location!!! Hidden gem just steps from charming downtown Waterdown. Live maintenance free, in this charming 3 bedroom, 3 bathroom home situated on a small, quaint private street nearby Waterdown shopping Centre. This home backs onto a mature tree lined oasis providing privacy for your walkout backyard patio. This home can lend itself to multi family living also, if needed. Perfect if there is a college student, teen or other family member, as walkout basement is complete with…

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Property details

MLS#: X13129262
Status: Buy Now
Beds: 2+1
Baths: 3 full, 0 half
Size: 1600-1799
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Fireplaces: 1
Fireplace features: Electric

Condo corp #: 336
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Dundas St. E. & Hamilton St. S.
Basement: Finished with Walk-Out, Full
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: Auto Garage Door Remote
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	4.51m × 3.56m
Main	Dining Room	3.35m × 3.47m
Main	Kitchen	3.26m × 2.65m
Main	Bedroom	3.26m × 4.63m
Second	Primary Bedroom	4.52m × 5.04m
Basement	Bedroom	4.45m × 4.23m
Basement	Recreation	7.8m × 4.71m
Basement	Utility Room	4.46m × 3.19m
Basement	Family Room	3.28m × 4.15m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: STONEMILL REALTY INC.

Source: TRREB/PROPTX · MLS® X13129262

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$925K

Unit 29 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $925,000✓ $5,173 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,376/mo

incl. closing costs (yr 1)

Annual total

$88,509

year 1

Mortgage only

$3,509/mo

principal + interest

Beyond mortgage

$2,160/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$185,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$431/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$44/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $42,110/yr

Property taxes23% $20,148/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $9,250/yr

Condo fees7% $6,341/yr

Closing costs6% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$42,110	$3,509/mo
Government & taxes
Property tax	$5,173	$431/mo
Land transfer tax(closing)	$14,975	$1,248/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,250	$771/mo
Condo fees
Condo / HOA fees	$6,341	$528/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$88,509	$7,376/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 29

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs