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$829K · 1+2 bed Common Element Condo · Monck (Muskoka Lakes), Muskoka Lakes | MyPropertyScout

$829,000

Unit 31

47 DOM

1+2347d

Map

DOM 47

Waterfront

$829,000

DOM47days

Unit 31

1869 Muskoka Road 118 N/A · Muskoka Lakes · Ontario P1L 1W8

MLS® X13128998 · Monck (Muskoka Lakes) · P1L 1W8

1+23OwnerOccupied1200-1399 ft²Common Element CondoNone47d$638/ft²$8,083 tax/yrNew build

47 days on market

About this home

Touchstone Resort on Lake Muskoka! This newly constructed phase offers luxury and comfort. Private modern corner unit 3 bedrooms with a lockout room. The lock-out room provides you with the flexibility to use the space as two separate units or combine them for a larger living area. Located in Ontario's most sought-after vacation destinations. Prime waterfront, enjoy breathtaking views of Muskoka Lake & it slush surroundings. Features within the condo include modern décor and quality finishes.…

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Property details

MLS#: X13128998
Status: Buy Now
Beds: 1+2
Baths: 3 full, 0 half
Size: 1200-1399
Style: 2-Storey
Type: Common Element Condo
Year built: —

Property features: Beach, Golf, Lake/Pond, Park, Rec./Commun.Centre

View: Clear

Waterfront: Yes
Water view: Direct
Water body: Lake Muskoka
Shoreline: Clean, Sandy
Waterfront features: Beach Front, Dock

Condo corp #: 90
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Fireplaces: —
Exterior: Stone, Vinyl Siding
Fronting on: —
Cross street: Bracebridge/Hwy 118
Basement: None
Stories: —
Utilities: —
Laundry: Ensuite
Interior: Water Heater
Parking features: Mutual

Rooms

Level	Room	Dimensions
Main	Living Room	3.28m × 3.81m
Main	Kitchen	3.86m × 1.73m
Main	Bedroom	3.51m × 3.66m
Second	Primary Bedroom	4.67m × 3.68m
Second	Bedroom	3.33m × 3.68m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ALL-STARS REALTY INC.

Source: TRREB/PROPTX · MLS® X13128998

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$829K

Unit 31 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $829,000✓ $8,083 tax✓ Propane✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,201/mo

incl. closing costs (yr 1)

Annual total

$98,407

year 1

Mortgage only

$3,145/mo

principal + interest

Beyond mortgage

$3,509/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$165,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$674/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$143/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $37,740/yr

Property taxes21% $21,138/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance8% $8,290/yr

Condo fees21% $20,579/yr

Closing costs5% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$37,740	$3,145/mo
Government & taxes
Property tax	$8,083	$674/mo
Land transfer tax(closing)	$13,055	$1,088/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,290	$691/mo
Condo fees
Condo / HOA fees	$20,579	$1,715/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$98,407	$8,201/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 31

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs