$6.50M · 4 bed Detached · Medora, Muskoka Lakes

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About this home

The epitome of luxury living on the pristine shores of Lake Muskoka. Nestled along one of the most coveted and sought-after waterfront corridors, this property offers south-western exposure for all-day sun, breathtaking sunsets, exceptional topography, and deep waters, a rare combination. Welcome to this fully furnished, newly constructed retreat, built with superior craftsmanship by Kelly Project Management. Entering, you are greeted by a custom kitchen designed with the utmost taste, featuring…

Property details

MLS#

X13126336

Status

Conditionally Sold

Beds

Baths

5 full, 0 half

Size

2500-3000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Insulated Concrete Form
Property features: Lake/Pond, Marina, Place Of Worship, Waterfront, Wooded/Treed

Fireplace features: Propane, Living Room, Family Room

View: Lake, Trees/Woods, Water

Waterfront: Yes
Water view: Direct,Unobstructive
Water body: Lake Muskoka
Water frontage: 195 ft
Shoreline: Clean, Deep
Waterfront features: Boathouse, Boat Slip, Dock

Garage: None
Garage spaces: 0
Parking: 8 total
Lot: 195 × 211
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Pool: No
Exterior: Wood · Year Round Living, Porch, Landscaped, Deck
Fronting on: South
Cross street: Mortimers Point Rd.
Basement: Walk-Out, Finished
Stories: —
Utilities: —
Laundry: —
Interior: ERV/HRV, Primary Bedroom - Main Floor, Propane Tank, Bar Fridge, Water Heater Owned
Parking features: Private Double, Private

Rooms

Level	Room	Dimensions
Main	Primary Bedroom	3.37m × 4.47m
Main	Bathroom	2.77m × 4.47m
Main	Other	1.72m × 2.86m
Main	Bathroom	2.13m × 1.5m
Main	Dining Room	3.86m × 4.7m
Main	Foyer	2.72m × 2.34m
Main	Living Room	4.63m × 4.16m
Main	Kitchen	3.4m × 4.05m
Lower	Bedroom	3.04m × 4.46m
Lower	Bathroom	3.15m × 1.57m
Lower	Bathroom	2.37m × 1.28m
Lower	Family Room	6.57m × 8.7m
Lower	Laundry	3.26m × 2.12m
Lower	Other	3.15m × 1.41m
Main	Other	1.06m × 1.44m
Upper	Bedroom	3.09m × 4.46m
Lower	Bedroom	3.8m × 4.46m
Upper	Office	2.32m × 4.45m
Upper	Other	1.02m × 3.85m
Upper	Bathroom	4.16m × 2.25m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $6,495,000✓ $8,917 tax✓ Propane✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$44,206/mo

incl. closing costs (yr 1)

Annual total

$530,467

year 1

Mortgage only

$24,640/mo

principal + interest

Beyond mortgage

$6,703/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$1,299,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$743/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$64,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$148,850

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)56% $295,680/yr

Property taxes30% $157,767/yr

Utilities1% $5,370/yr

Insurance & security0% $1,600/yr

Maintenance12% $64,950/yr

Closing costs1% $5,100/yr

Mortgage is 56% of your true cost of ownership. The other 44% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$295,680	$24,640/mo
Government & taxes
Property tax	$8,917	$743/mo
Land transfer tax(closing)	$148,850	$12,404/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$64,950	$5,413/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$530,467	$44,206/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2 1029 East Rankin

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Property details

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Annual costs