$433K · 2 bed Condo Apartment · Cambridge

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About this home

Welcome to the penthouse level at the sought-after Cambridge Grand! This beautifully maintained 2-bedroom condo offers a bright and tastefully decorated layout designed for comfortable everyday living. Large windows fill the space with natural light, while the functional floor plan includes a spacious living area, dedicated dining space, and an extended kitchen with ample cabinetry. The unit also features central air, in-suite laundry, and a well-appointed bathroom with a walk-in shower. Step ou…

Property details

MLS#

X13126028

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

900-999

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—

Roof: Tar and Gravel, Flat
Foundation: Concrete Block
Property features: Library, Park, Place Of Worship, Rec./Commun.Centre, River/Stream, School Bus Route

Condo corp #: 252
Balcony: Open
Locker: None
Association amenities: Community BBQ, Elevator, Party Room/Meeting Room, None, Outdoor Pool, Visitor Parking
Fees include: Building Insurance Included, Parking Included, Common Elements Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster) · Landscape Lighting, Controlled Entry
Fronting on: —
Cross street: FRANKLIN OR TOWNLINE
Basement: None
Stories: 10
Utilities: —
Laundry: Ensuite
Interior: Intercom
Parking features: Surface

Level	Room	Dimensions
Main	Bedroom	2.62m × 4.6m
Main	Dining Room	3m × 3.02m
Main	Living Room	3.38m × 5.61m
Main	Bedroom 2	3.38m × 4.6m
Main	Kitchen	2.31m × 2.49m

Level

Room

Dimensions

Main

Bedroom

2.62m × 4.6m

Main

Dining Room

3m × 3.02m

Main

Living Room

3.38m × 5.61m

Main

Bedroom 2

3.38m × 4.6m

Main

Kitchen

2.31m × 2.49m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $432,900✓ $2,234 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,122/mo

incl. closing costs (yr 1)

Annual total

$49,467

year 1

Mortgage only

$1,642/mo

principal + interest

Beyond mortgage

$1,594/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$86,580

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$186/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,329/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$51/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,133

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $19,707/yr

Property taxes15% $7,367/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,329/yr

Condo fees15% $7,404/yr

Closing costs10% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,707	$1,642/mo
Government & taxes
Property tax	$2,234	$186/mo
Land transfer tax(closing)	$5,133	$428/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,329	$361/mo
Condo fees
Condo / HOA fees	$7,404	$617/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,467	$4,122/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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