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$559K · 4+2 bed Detached · Landsdale, Hamilton | MyPropertyScout

$559,000

97 Emerald Street

53 DOM

4+2353d

Map

⚡ Insider Deal

DOM 53

↓ $21KPrice Reduced

$559,000

↓ $21K

DOM53days

97 Emerald Street

Hamilton · Ontario L8L 5K5

MLS® X13125406 · Landsdale · L8L 5K5

4+23Vacant1100-1500 ft²Detached1-car DetachedApartment, Separate Entrance, Finished53d$430/ft²Lot 38.7 x 123.3 ft$2,875 tax/yrApartment, Separate Entrance, Finished

53 days on market

About this home

Welcome to beautiful house!!! Newly Renovated Top To Bottom 4-Bedroom House, New Kitchen, New Floors, Newly Painted Move In Ready, Separate Entrance Basement Apartment with 2 Bedroom. Huge Backyard With Detached Garage, And You Can Park Up To 4 Cars On The Side Driveway....This Home Is Bigger Than It Looks And Also Great For First Time Home Buyers And Have A Tenant Downstairs To Help With The Mortgage. This Is The One!just minutes from Hamilton General Hospital, local restaurants, cafés, shops…

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Property details

MLS#: X13125406
Status: Buy Now
Property class: Residential Freehold
Beds: 4+2
Baths: 3 full, 0 half
Rooms: 7 + 3
Kitchens: 2
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Apartment, Separate Entrance, Finished
Style: Bungalow
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 171820213
Roll / ARN: 251803021650850

Occupancy: Vacant
Washrooms: 4 pc · Ground; 3 pc · Ground; 4 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete

Fireplace features: Electric

Garage: 1-car Detached
Garage spaces: 1
Parking: 5 total
Lot: 38.67 × 123.33
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: Wilson St. & Emerald St North
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	—
Main	Dining Room	—
Main	Kitchen	—
Main	Bedroom	—
Main	Bedroom 2	—
Main	Bedroom 3	—
Main	Bedroom 4	—
Basement	Bedroom	—
Basement	Bedroom	—
Basement	Recreation	—

Seller signals

Price movement & seller pressure

↓ $21KPrice reduction

MLS shows the seller reduced the asking price by $21,000 (from $580,000 to $559,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REALTRON REALTY INC.

Source: TRREB/PROPTX · MLS® X13125406

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$559K

97 Emerald Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $559,000✓ $2,875 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,368/mo

incl. closing costs (yr 1)

Annual total

$52,420

year 1

Mortgage only

$2,121/mo

principal + interest

Beyond mortgage

$1,151/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$111,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$240/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $25,448/yr

Property taxes20% $10,530/yr

Utilities8% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,590/yr

Closing costs10% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,448	$2,121/mo
Government & taxes
Property tax	$2,875	$240/mo
Land transfer tax(closing)	$7,655	$638/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,590	$466/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,420	$4,368/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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97 Emerald Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs