$369K · 2 bed Condo Apartment · 206 - Stamford, Niagara Falls

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About this home

Enjoy the comfort of ground floor, end-unit, and the largest square footage in the building at over 1000 sq ft.. Parking space quite convenient to the rear door. A bright coat of paint was added last year with new appliance installed at the same time. Heat & water are included in the condo fees. 2 spacious bedrooms, 4 pc. full bath, in-suite laundry and separate storage walk-in beyond the 2 large hall closets. Quick skip and a jump to Shoppers, Sobeys, LCBO etc. Large patio overlooking pine…

Property details

MLS#

X13122726

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

1000-1199

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—

Roof: Tar and Gravel, Unknown
Property features: Public Transit, Other, Library

Condo corp #: 93
Balcony: Enclosed
Locker: None
Association amenities: Visitor Parking
Fees include: Water Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Water
Heating fuel: Gas
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Concrete, Brick
Fronting on: —
Cross street: Portage
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Bar Fridge, Primary Bedroom - Main Floor, Carpet Free
Parking features: Reserved/Assigned

Level	Room	Dimensions
Main	Living Room	3.66m × 5.49m
Main	Kitchen	2.21m × 4.27m
Main	Bedroom	3.81m × 3.76m
Ground	Bedroom 2	3.35m × 3.73m
Main	Bathroom	1.5m × 2.59m
Main	Pantry	1.22m × 1.83m
Main	Laundry	0.91m × 0.8m
Main	Foyer	1.57m × 2.74m

Level

Room

Dimensions

Main

Living Room

3.66m × 5.49m

Main

Kitchen

2.21m × 4.27m

Main

Bedroom

3.81m × 3.76m

Ground

Bedroom 2

3.35m × 3.73m

Main

Bathroom

1.5m × 2.59m

Main

Pantry

1.22m × 1.83m

Main

Laundry

0.91m × 0.8m

Main

Foyer

1.57m × 2.74m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $368,888✓ $2,751 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,836/mo

incl. closing costs (yr 1)

Annual total

$46,028

year 1

Mortgage only

$1,399/mo

principal + interest

Beyond mortgage

$1,644/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$73,778

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$229/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,689/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$56/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,008

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $16,793/yr

Property taxes15% $6,759/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,689/yr

Condo fees18% $8,127/yr

Closing costs11% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,793	$1,399/mo
Government & taxes
Property tax	$2,751	$229/mo
Land transfer tax(closing)	$4,008	$334/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,689	$307/mo
Condo fees
Condo / HOA fees	$8,127	$677/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,028	$3,836/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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