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$530K · 3 bed Semi-Detached · 462 - Rykert/Vansickle, St. Catharines | MyPropertyScout

$529,900

10 Maria Street

53 DOM

3353d

Map

⚡ Insider Deal

DOM 53

↓ $20KBelow MarketPrice Reduced

$529,900

↓ $20K

DOM53days

10 Maria Street

St. Catharines · Ontario L2S 3Y3

MLS® X13119918 · 462 - Rykert/Vansickle · L2S 3Y3

33OwnerOccupied1500-2000 ft²Semi-Detached 1-car AttachedFull, Partially Finished53d$303/ft²Lot 27.1 x 108.6 ft$4,260 tax/yrBuilt 200323 yrs oldFull, Partially Finished

53 days on market

About this home

Welcome to 10 Maria Street, located in a convenient and desirable area of St. Catharines offering the perfect blend of established residential charm and everyday convenience. This family-friendly neighbourhood is close to schools, parks, shopping, restaurants, public transit, recreational facilities, and scenic walking trails, with quick access to the QEW and Highway 406. This attractive 2-storey semi-detached home offers over 1,600 sq ft of comfortable living space with 3 bedrooms, 3 bathrooms,…

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Property details

MLS#: X13119918
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 3 full, 0 half
Rooms: 8 + 1
Kitchens: 1
Size: 1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Partially Finished
Style: 2-Storey
Type: Semi-Detached
Year built: 2003

PIN: 461630488
Roll / ARN: 262902003452906

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 3 pc · Second; 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Fence - Full
Property features: Hospital, Fenced Yard, Park, Place Of Worship, Public Transit, School

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Lot: 27.13 × 108.58
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Patio, Porch
Fronting on: South
Cross street: Vansickle Road & Westland Street
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Kitchen	2.97m × 6.69m
Main	Living Room	3.35m × 6.26m
Main	Bathroom	—
Second	Primary Bedroom	3.54m × 4.78m
Second	Bathroom	—
Second	Bedroom	3.15m × 3.4m
Second	Bedroom	2.87m × 3.11m
Second	Bathroom	—
Basement	Recreation	5.87m × 7.44m

Seller signals

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $20,000 (from $549,900 to $529,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BOLDT REALTY INC., BROKERAGE

Source: TRREB/PROPTX · MLS® X13119918

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$530K

10 Maria Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $529,900✓ $4,260 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,332/mo

incl. closing costs (yr 1)

Annual total

$51,985

year 1

Mortgage only

$2,010/mo

principal + interest

Beyond mortgage

$1,274/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$355/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $24,123/yr

Property taxes22% $11,333/yr

Utilities9% $4,530/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,299/yr

Closing costs10% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,123	$2,010/mo
Government & taxes
Property tax	$4,260	$355/mo
Land transfer tax(closing)	$7,073	$589/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,299	$442/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,985	$4,332/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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10 Maria Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs