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$438K · 3 bed Detached · 455 - Secord Woods, St. Catharines | MyPropertyScout

$438,000

31 Warren Road

35 DOM

3235d

Map

DOM 35

$438,000

DOM35days

31 Warren Road

St. Catharines · Ontario L2P 1K7

MLS® X13119388 · 455 - Secord Woods · L2P 1K7

32Vacant700-1100 ft²DetachedNoneCrawl Space35d$487/ft²Lot 40 x 110 ft$2,609 tax/yrCrawl Space

35 days on market

About this home

Perfect for First-Time Buyers & Investors! Charming home located on a quiet dead-end street in a peaceful, family-friendly neighborhood. Bright open-concept living and kitchen area features a large picture window, modern fireplace. kitchen with stainless steel appliances and a spacious island with modern waterfall countertop. Main floor offers 3 well-sized bedrooms with ample closet space and natural light. Convenient side entrance with laundry and access to a large backyard. Basement includes s…

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Property details

MLS#: X13119388
Status: Conditionally Sold
Property class: Residential Freehold
Beds: 3
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Crawl Space
Style: Bungalow
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 463500035
Roll / ARN: 262901002608400

Occupancy: Vacant
Washrooms: 4 pc; 2 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Unknown

Fireplaces: 1

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 40 × 110
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: North
Cross street: Hartzel Rd/Warren Rd
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	4.12m × 7.57m
Main	Kitchen	4.12m × 7.57m
Main	Bedroom	3.29m × 3.45m
Main	Bedroom 2	2.96m × 3.47m
Main	Bedroom 3	2.87m × 3.44m

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: DREAM HOME REALTY INC.

Source: TRREB/PROPTX · MLS® X13119388

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$438K

31 Warren Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $438,000✓ $2,609 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,569/mo

incl. closing costs (yr 1)

Annual total

$42,824

year 1

Mortgage only

$1,662/mo

principal + interest

Beyond mortgage

$1,012/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$217/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,380/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,235

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $19,940/yr

Property taxes18% $7,844/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,380/yr

Closing costs12% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,940	$1,662/mo
Government & taxes
Property tax	$2,609	$217/mo
Land transfer tax(closing)	$5,235	$436/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,380	$365/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,824	$3,569/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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31 Warren Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs