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$665K · 3 bed Semi-Detached Condo · Waterloo | MyPropertyScout

$665,000

Unit 17

31Vacant

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$665,000

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Unit 17

20 Mayfield Avenue · Waterloo · Ontario N2J 4M5

MLS® X13119152 · N2J 4M5

31Vacant1000-1199 ft²Semi-Detached CondoNone$605/ft²$2,593 tax/yr

8% below market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Semi-Detached Home in Prime Waterloo Location! Welcome to this beautifully updated 3 Bedroom,Semi-detached home, perfectly situated in one of Waterloo's most sought after neighborhoods. This move in ready gem features a modern open-concept layout with stylish finishes andthoughtful upgrades throughout. The main floor boasts a bright and spacious living area, acontemporary kitchen with sleek cabinetry, and a dining space ideal for entertaining. Upstairs, you'll find three generous bedrooms with a…

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Property details

MLS#: X13119152
Status: Buy Now
Beds: 3
Baths: 1 full, 0 half
Size: 1000-1199
Style: 2-Storey
Type: Semi-Detached Condo
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Public Transit

Condo corp #: 589
Balcony: None
Locker: Ensuite
Association amenities: None
Fees include: Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: —
Cross street: Mayfield & Bluevale
Basement: Unfinished
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Water Heater
Parking features: Private

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE/MIRACLE REALTY LTD

Source: TRREB/PROPTX · MLS® X13119152

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$665K

Unit 17 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $665,000✓ $2,593 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,176/mo

incl. closing costs (yr 1)

Annual total

$62,112

year 1

Mortgage only

$2,523/mo

principal + interest

Beyond mortgage

$1,380/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$133,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$216/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,650/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$25/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,775

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $30,274/yr

Property taxes20% $12,368/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,650/yr

Condo fees6% $3,661/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,274	$2,523/mo
Government & taxes
Property tax	$2,593	$216/mo
Land transfer tax(closing)	$9,775	$815/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,650	$554/mo
Condo fees
Condo / HOA fees	$3,661	$305/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,112	$5,176/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 17

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs