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$400K · 3 bed Detached · 445 - Facer, St. Catharines | MyPropertyScout

$399,900

422 Welland Avenue

54 DOM

3154d

Map

⚡ Insider Deal

DOM 54

↓ $10KPrice Reduced

$399,900

↓ $10K

DOM54days

422 Welland Avenue

St. Catharines · Ontario L2M 5T8

MLS® X13118180 · 445 - Facer · L2M 5T8

31Vacant700-1100 ft²DetachedNoneFull, Partially Finished, Separate Entrance54d$444/ft²Lot 40 x 120 ft$2,716 tax/yrBuilt 195175 yrs oldFull, Partially Finished, Separate Entrance

54 days on market

About this home

Offering many possibilities, this beautifully renovated bungalow with R2 zoning offers outstanding versatility and exceptional value! Perfect for first-time buyers, retirees, downsizers, or investors seeking a move-in ready property. Stylishly updated and thoughtfully maintained, this 3-bedroom home features modern finishes, functional living space, and excellent in-law suite potential. Freshly painted inside and out, the attractive vinyl-sided exterior showcases a welcoming covered front porch,…

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Property details

MLS#: X13118180
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 1 full, 0 half
Rooms: 7
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Partially Finished, Separate Entrance
Style: Bungalow
Type: Detached
Year built: 1951

PIN: 462770162
Roll / ARN: 262903002312600

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete Block
Property features: Fenced Yard, Park, Public Transit, Place Of Worship, School

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 40 × 120
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding · Porch
Fronting on: South
Cross street: Grantham Avenue & Dieppe Road
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor, Storage, Water Heater Owned
Parking features: Private, Tandem

Rooms

Level	Room	Dimensions
Main	Living Room	3.56m × 4.73m
Main	Dining Room	3.6m × 4.17m
Main	Kitchen	2.46m × 3.19m
Main	Bedroom	2.46m × 3.19m
Main	Bedroom	3.01m × 3.6m
Main	Bedroom	2.45m × 2.99m
Main	Bathroom	—

Seller signals

Price movement & seller pressure

↓ $10KPrice reduction

MLS shows the seller reduced the asking price by $10,000 (from $409,900 to $399,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BOLDT REALTY INC., BROKERAGE

Source: TRREB/PROPTX · MLS® X13118180

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$400K

422 Welland Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,900✓ $2,716 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,338/mo

incl. closing costs (yr 1)

Annual total

$40,054

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$990/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$226/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $18,205/yr

Property taxes18% $7,190/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $3,999/yr

Closing costs13% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$2,716	$226/mo
Land transfer tax(closing)	$4,474	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$40,054	$3,338/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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422 Welland Avenue

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs