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$435K · 3 bed Detached · East L, London East | MyPropertyScout

$435,000

10 Pegler Street

32OwnerOccupied

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⚡ Insider Deal

↓ $14,000Price Reduced

$435,000

F●●●○○DOM44days

10 Pegler Street

London East · Ontario N5Z 2B5

MLS® X13117858 · East L · N5Z 2B5

32OwnerOccupied1100-1500 ft²DetachedNone44d$335/ft²Lot 50 x 104 ft< .50 ac$3,520 tax/yr

14% above market · 44 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Opportunity knocks in this charming century yellow brick bungalow in East London. Featuring 3 bedrooms, 2bathrooms, and approximately 1,274 sq ft above grade, this home offers exceptional flexibility for families, investors, or home-based businesses. The spacious main floor includes a bright living room, functional kitchen, and large family room with adjacent laundry and bathroom, ideal for conversion to an in-law suite or private workspace. Situated on a generous 50 x 104 ft lot with a private…

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Property details

MLS#: X13117858
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Shingles
Foundation: Concrete Block
Other structures: Garden Shed

Garage: None
Garage spaces: 0
Parking: 6 total
Lot: 50 × 104
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Porch
Fronting on: West
Cross street: Hamilton Rd & Trafalgar Street
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private, Private Double

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	3.2m × 3.94m
Main	Kitchen	4.22m × 5.61m
Main	Primary Bedroom	3.07m × 3.91m
Main	Bedroom 2	2.69m × 3.1m
Main	Bedroom 3	2.74m × 3.1m
Main	Family Room	4.34m × 4.75m
Main	Laundry	2.06m × 2.39m
Main	Mud Room	2.24m × 3.33m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: STREETCITY REALTY INC.

Source: TRREB/PROPTX · MLS® X13117858

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$435K

10 Pegler Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $435,000✓ $3,520 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,642/mo

incl. closing costs (yr 1)

Annual total

$43,700

year 1

Mortgage only

$1,650/mo

principal + interest

Beyond mortgage

$1,102/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$293/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,350/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $19,803/yr

Property taxes20% $8,695/yr

Utilities10% $4,152/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,350/yr

Closing costs12% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,803	$1,650/mo
Government & taxes
Property tax	$3,520	$293/mo
Land transfer tax(closing)	$5,175	$431/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,350	$363/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,700	$3,642/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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10 Pegler Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs