$490K · 3+1 bed Condo Townhouse · Bruleville, Hamilton

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About this home

This beautifully renovated 2-storey townhouse offers a bright, open-concept layout perfect for modern living. The stylish, renovated kitchen features quartz countertops, updated appliances, andample storage, perfect for culinary enthusiasts. Step outside to your private patio, which is ideal for unwinding or entertaining, with convenient parking included. Nestled in the sought-after Bruleville neighborhood, families will appreciate the proximity to excellent schools offering programs like French…

Property details

MLS#

X13117806

Status

Buy Now

Beds

3+1

Baths

2 full, 0 half

Size

1200-1399

Style

2-Storey

Type

Condo Townhouse

Year built

—

Property features: Hospital, Park, Public Transit, School, Fenced Yard, Place Of Worship

Condo corp #: 176
Balcony: None
Locker: None
Association amenities: Visitor Parking
Fees include: Cable TV Included, Common Elements Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Upper Wellington/ Limeridge
Basement: Finished
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: Private

Level	Room	Dimensions
Main	Living Room	2.74m × 5.49m
Main	Dining Room	2.44m × 3.05m
Main	Kitchen	2.44m × 2.74m
Second	Primary Bedroom	3.96m × 4.27m
Second	Bedroom 2	2.74m × 3.96m
Second	Bedroom 3	2.74m × 3.35m
Lower	Bedroom	2.74m × 3.96m

Level

Room

Dimensions

Main

Living Room

2.74m × 5.49m

Main

Dining Room

2.44m × 3.05m

Main

Kitchen

2.44m × 2.74m

Second

Primary Bedroom

3.96m × 4.27m

Second

Bedroom 2

2.74m × 3.96m

Second

Bedroom 3

2.74m × 3.35m

Lower

Bedroom

2.74m × 3.96m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $489,900✓ $3,474 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,418/mo

incl. closing costs (yr 1)

Annual total

$53,021

year 1

Mortgage only

$1,859/mo

principal + interest

Beyond mortgage

$1,579/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$97,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$290/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$38/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $22,302/yr

Property taxes18% $9,747/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,899/yr

Condo fees10% $5,412/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,302	$1,859/mo
Government & taxes
Property tax	$3,474	$290/mo
Land transfer tax(closing)	$6,273	$523/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,899	$408/mo
Condo fees
Condo / HOA fees	$5,412	$451/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,021	$4,418/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs