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$600K · 3 bed Detached · Verulam, Kawartha Lakes | MyPropertyScout

$599,900

2291 County Rd 36 N/A

32OwnerOccupied

Map

$599,900

A●●●○○

2291 County Rd 36 N/A

Kawartha Lakes · Ontario K0M 1L0

MLS® X13117598 · Verulam · K0M 1L0

32OwnerOccupied1100-1500 ft²Detached2-car Detached$461/ft²Lot 259.7 x 150 ft< .50 ac$2,540 tax/yrBuilt 195175 yrs old

18% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 2291 County Rd 36, Dunford-an updated 3-bedroom, 1.5-bath home set on a large, fully fenced lot surrounded by mature trees and backing onto scenic farmland. Enjoy privacy, open views, and a unique outdoor lifestyle with established apple trees plus a variety of fruit-bearing trees and shrubs including peach, cherry, pear, haskap, elderberry, raspberry, gooseberry, and hazelnut. Inside, the bright open-concept living and dining area features updated flooring, fresh paint, and modern LE…

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Property details

MLS#: X13117598
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Metal
Foundation: Concrete Block
Other structures: Garden Shed, Workshop, Out Buildings

View: Meadow, Pasture, Trees/Woods

Garage: 2-car Detached
Garage spaces: 2
Parking: 8 total
Lot: 259.66 × 150
Heating: Forced Air
Heating fuel: Electric
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: North
Cross street: Scotch Line Rd & Highway 36
Basement: Full, Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Primary Bedroom - Main Floor
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Kitchen	3m × 3.68m
Main	Dining Room	3.58m × 7.06m
Main	Living Room	3m × 3.73m
Main	Bedroom 3	2.84m × 3.48m
Main	Bedroom 2	2.84m × 2.49m
Main	Primary Bedroom	3.84m × 4.65m
Main	Bathroom	2.84m × 2.49m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL HERITAGE REALTY LTD.

Source: TRREB/PROPTX · MLS® X13117598

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$600K

2291 County Rd 36 N/A · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $2,540 tax✓ Electric✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,551/mo

incl. closing costs (yr 1)

Annual total

$54,610

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,111/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$212/mo

Utilities

Hydro / electricity$169/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $27,310/yr

Property taxes20% $11,013/yr

Utilities7% $3,588/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,999/yr

Closing costs9% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$2,540	$212/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,028	$169/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,610	$4,551/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2291 County Rd 36 N/A

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs