$550K · 2 bed Detached · Muskoka (S), Gravenhurst

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About this home

Discover this beautifully updated home, perfectly situated on a large, private, well-treed lot just minutes from town and the Muskoka Wharf. Ideal for first-time buyers or those looking to downsize without compromise, this thoughtfully renovated property offers comfort, style, and peace of mind in a tranquil, park-like setting. The home features 2 bedrooms, a spacious kitchen complete with quartz countertops, and a bright, inviting living room with a walkout to the deck - the perfect place to re…

Property details

MLS#

X13117464

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

700-1100

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Perimeter Wall, Concrete Block, Piers
Other structures: Shed

Fireplaces: 0

Garage: None
Garage spaces: 0
Parking: 5 total
Lot: 161.04 × 207.24
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air, Other
Pool: No
Waterfront: No
Exterior: Metal/Steel Siding, Aluminum Siding · Deck, Porch
Fronting on: South
Cross street: Hwy 169 to Musquash rd to sop
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: None, Generator - Full, Upgraded Insulation
Parking features: Private Double, Other

Level	Room	Dimensions
Main	Kitchen	2.45m × 3.4m
Main	Dining Room	2.86m × 3.4m
Main	Living Room	6.49m × 4.78m
Main	Primary Bedroom	2.9m × 3.71m
Main	Bedroom	2.74m × 2.97m
Main	Bathroom	2.35m × 2.97m
Main	Foyer	2.28m × 2.25m

Level

Room

Dimensions

Main

Kitchen

2.45m × 3.4m

Main

Dining Room

2.86m × 3.4m

Main

Living Room

6.49m × 4.78m

Main

Primary Bedroom

2.9m × 3.71m

Main

Bedroom

2.74m × 2.97m

Main

Bathroom

2.35m × 2.97m

Main

Foyer

2.28m × 2.25m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,900✓ $2,167 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,236/mo

incl. closing costs (yr 1)

Annual total

$50,833

year 1

Mortgage only

$2,086/mo

principal + interest

Beyond mortgage

$1,069/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$181/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $25,034/yr

Property taxes19% $9,640/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,499/yr

Closing costs10% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,034	$2,086/mo
Government & taxes
Property tax	$2,167	$181/mo
Land transfer tax(closing)	$7,473	$623/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,499	$458/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,833	$4,236/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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203 MUSQUASH Road

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Annual costs