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$460K · 3 bed Detached · 210 - Downtown, Niagara Falls | MyPropertyScout

$459,900

4744 PARK Street

32Vacant

Map

$459,900

F●●●○○

4744 PARK Street

Niagara Falls · Ontario L2E 2R1

MLS® X13117176 · 210 - Downtown · L2E 2R1

32Vacant700-1100 ft²DetachedNone$511/ft²Lot 21 x 74 ft$1,500 tax/yr

11% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Great Investment Opportunity, Very Good Location, Right In The Centre Of Downtown Of Niagara Falls, Easy Walk To River Road And Bus Terminal To Toronto. Zoning Is Commercial Business. Opportunity To Use As Air B&B. Lowest Price Won't Stay Long. Easy Showing.

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Property details

MLS#: X13117176
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 700-1100
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Block

Garage: None
Garage spaces: 0
Parking: 1 total
Lot: 21 × 74
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding
Fronting on: West
Cross street: Park/Victoria
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: MASTER`S TRUST REALTY INC.

Source: TRREB/PROPTX · MLS® X13117176

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$460K

4744 PARK Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $459,900✓ $1,500 tax✓ Electric✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,531/mo

incl. closing costs (yr 1)

Annual total

$42,373

year 1

Mortgage only

$1,745/mo

principal + interest

Beyond mortgage

$855/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$91,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$125/mo

Utilities

Hydro / electricity$117/mo

≈ $0.13/ft² × ~900 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,673

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $20,937/yr

Property taxes17% $7,173/yr

Utilities7% $2,964/yr

Insurance & security4% $1,600/yr

Maintenance11% $4,599/yr

Closing costs12% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,937	$1,745/mo
Government & taxes
Property tax	$1,500	$125/mo
Land transfer tax(closing)	$5,673	$473/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,404	$117/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,599	$383/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,373	$3,531/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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4744 PARK Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs