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$519K · 2 bed Detached · 446 - Fairview, St. Catharines | MyPropertyScout

$519,000

272 Carlton Street

22Vacant

Map

⚡ Insider Deal

Fixer Upper

$519,000

B●●●○○DOM44days

272 Carlton Street

St. Catharines · Ontario L2N 1B9

MLS® X13117098 · 446 - Fairview · L2N 1B9

22Vacant700-1100 ft²Detached1-car Detached44d$577/ft²Lot 50 x 117.9 ft$2,985 tax/yr

1% below market · 44 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

CONVENIENCE IS KEY. Come see this charming stucco Bungalow, North St. Catharines in the "Fairview" neighborhood. This picturesque property gives a view of Lancaster Park, a detached garage, shed and privacy with a large 50ft x 117.90ft corner lot. R2 Zoning. MAIN FLOOR Features 2 bedrooms and a full bath. BASEMENT POTENTIAL with a separate entrance, 3-piece bath, laundry, work bench and a free standing gas fireplace. Great for Downsizing, First Time Home Buyers or Investors. Close to the QEW…

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Property details

MLS#: X13117098
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Shingles
Foundation: Concrete
Other structures: Fence - Full, Shed, Workshop
Property features: Park, Public Transit

Fireplaces: 1
Fireplace features: Freestanding, Natural Gas

View: Park/Greenbelt

Garage: 1-car Detached
Garage spaces: 1
Parking: 3 total
Lot: 50 × 117.9
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stucco (Plaster) · Deck
Fronting on: South
Cross street: Carlton Street & Montgomery Ave
Basement: Separate Entrance, Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Water Heater Owned, Workbench, Primary Bedroom - Main Floor
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Kitchen	2.64m × 3.71m
Main	Living Room	3.91m × 3.78m
Main	Dining Room	3.07m × 2.67m
Main	Primary Bedroom	3.3m × 3.33m
Main	Bedroom 2	2.69m × 3.2m
Main	Bathroom	1.8m × 3.18m
Basement	Bathroom	1.7m × 1.78m
Basement	Recreation	3.3m × 10.4m
Basement	Laundry	2.1m × 3.7m
Basement	Workshop	3.5m × 5.3m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Stonemill Realty Inc., Brokerage

Source: TRREB/PROPTX · MLS® X13117098

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$519K

272 Carlton Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $519,000✓ $2,985 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,110/mo

incl. closing costs (yr 1)

Annual total

$49,317

year 1

Mortgage only

$1,969/mo

principal + interest

Beyond mortgage

$1,111/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$103,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$249/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,190/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $23,627/yr

Property taxes20% $9,840/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,190/yr

Closing costs10% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,627	$1,969/mo
Government & taxes
Property tax	$2,985	$249/mo
Land transfer tax(closing)	$6,855	$571/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,190	$433/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,317	$4,110/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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272 Carlton Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs