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$850K · 3+2 bed Detached · Mariposa, Kawartha Lakes | MyPropertyScout

$849,900

1140 Farmstead Road

3+23OwnerOccupied

Map

Pool

$849,900

F●●○○○DOM44days

1140 Farmstead Road

Kawartha Lakes · Ontario K0M 2M0

MLS® X13116958 · Mariposa · K0M 2M0

3+23OwnerOccupied1500-2000 ft²Detached2-car AttachedPool44d$486/ft²Lot 159.4 x 290.5 ft$4,127 tax/yrBuilt 195175 yrs old

26% above market · regional est. · 44 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Escape to your own country oasis with this remarkable rural property spanning just over an acre. This spacious 5-bedroom, 3-bathroom bungalow has been extensively updated to provide modern comfort and peace of mind. Inside, you'll find ample space for family and guests, featuring a 2024/25 basement renovation, a new landscaping around basement walkout (2024), and new appliances (2024) including laundry (2023/4). Essential systems have been meticulously maintained with a new sump pump (2026), a…

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Property details

MLS#: X13116958
Status: Buy Now
Beds: 3+2
Baths: 3 full, 0 half
Size: 1500-2000
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Additional Garage(s)
Property features: Golf, Wooded/Treed, Hospital, School Bus Route, School

Fireplaces: 2
Fireplace features: Natural Gas, Fireplace Insert

View: Pasture, Meadow, Forest

Garage: 2-car Attached
Garage spaces: 2
Parking: 12 total
Lot: 159.42 × 290.5
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Brick Front, Vinyl Siding · Deck
Fronting on: South
Cross street: Farmstead Rd/Taylors Rd
Basement: Full, Walk-Out, Partially Finished, Apartment
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Suite, In-Law Capability, Primary Bedroom - Main Floor
Parking features: Private Triple

Rooms

Level	Room	Dimensions
Lower	Kitchen	4.99m × 5.41m
Lower	Living Room	4.3m × 5.5m
Lower	Bedroom 5	3.12m × 4.89m
Main	Bedroom	4.3m × 3.88m
Lower	Utility Room	4.99m × 2.53m
Lower	Utility Room	6.4m × 4.17m
Main	Kitchen	5.83m × 4.24m
Lower	Dining Room	3.97m × 3.81m
Main	Living Room	4.59m × 6.81m
Main	Primary Bedroom	4.66m × 4.25m
Main	Bedroom 2	4.03m × 3.94m
Main	Bedroom 3	4.03m × 3.86m
Main	Laundry	2.17m × 2.21m
Lower	Bedroom 4	4.3m × 3.88m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: AFFINITY GROUP PINNACLE REALTY LTD.

Source: TRREB/PROPTX · MLS® X13116958

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$850K

1140 Farmstead Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $849,900✓ $4,127 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,335/mo

incl. closing costs (yr 1)

Annual total

$76,020

year 1

Mortgage only

$3,224/mo

principal + interest

Beyond mortgage

$1,530/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$169,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$344/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $38,691/yr

Property taxes23% $17,600/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,499/yr

Closing costs7% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$38,691	$3,224/mo
Government & taxes
Property tax	$4,127	$344/mo
Land transfer tax(closing)	$13,473	$1,123/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,499	$708/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$76,020	$6,335/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1140 Farmstead Road

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs