$580K · 5+1 bed Duplex · 214 - Clifton Hill, Niagara Falls

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About this home

Rare side-by-side duplex opportunity in the heart of Niagara Falls! Unlike traditional up-and-down duplexes, this property offers two completely separate side-by-side units, making it an ideal setup for investors, multi-generational living, or buyers looking to live in one side while renting out the other. No upstairs neighbours, no downstairs neighbours, and no shared day-to-day living space complaints - just two fully independent homes under one roof. Each unit offers its own private living sp…

Property details

MLS#

X13116770

Status

Buy Now

Beds

5+1

Baths

3 full, 0 half

Size

1500-2000

Style

2-Storey

Type

Duplex

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Other structures: Fence - Full
Property features: Fenced Yard, Place Of Worship, Public Transit, Rec./Commun.Centre, School

Garage: 1-car Detached
Garage spaces: 1
Parking: 4 total
Lot: 35.75 × 105.84
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: West
Cross street: Stanley Ave and North Street
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, In-Law Capability, In-Law Suite, Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter, Water Heater
Parking features: Mutual

Rooms

Level	Room	Dimensions
Main	Living Room	4.44m × 3.61m
Main	Dining Room	4.67m × 2.77m
Main	Kitchen	5.69m × 3.58m
Main	Bathroom	—
Main	Living Room	6.1m × 3.35m
Main	Dining Room	2.74m × 2.29m
Main	Kitchen	3.2m × 3.35m
Main	Bedroom	3.25m × 2.13m
Second	Primary Bedroom	2.41m × 3.61m
Second	Bedroom	2.21m × 3.61m
Second	Bathroom	—
Second	Primary Bedroom	2.44m × 3.61m
Second	Bedroom	2.36m × 3.35m
Second	Bathroom	—
Third	Loft	7.14m × 2.84m
Third	Loft	7.39m × 3.35m
Basement	Bedroom	3.25m × 3.51m
Basement	Utility Room	4.52m × 3.35m
Basement	Recreation	6.2m × 4.17m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $579,900✓ $5,806 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,776/mo

incl. closing costs (yr 1)

Annual total

$57,307

year 1

Mortgage only

$2,200/mo

principal + interest

Beyond mortgage

$1,445/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$115,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$484/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,799/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $26,400/yr

Property taxes24% $13,879/yr

Utilities8% $4,530/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,799/yr

Closing costs9% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,400	$2,200/mo
Government & taxes
Property tax	$5,806	$484/mo
Land transfer tax(closing)	$8,073	$673/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,799	$483/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,307	$4,776/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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5671 Desson Avenue

About this home

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Property details

Additional listing data

Rooms

Sales History

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Annual costs