$380K · 3 bed Detached · Industrial Sector, Hamilton

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About this home

Exciting Investment Opportunity at 334 Gage Ave North, Hamilton! Well maintained detached 2 storey home in Hamilton's popular Crown Point neighborhood. This 3 bedroom home offers a practical layout with a separate dinette, good sized kitchen, and patio doors leading to a fenced rear yard perfect for outdoor dining, pets, or gardening. Convenient main floor laundry adds everyday ease. Basement and ideal for storage. detached living make this property in this price point an excellent opportunity f…

Property details

MLS#

X13116602

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1100-1500

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Block

Garage: None
Garage spaces: 0
Parking: 0 total
Lot: 24.42 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: East
Cross street: Gage and Beach Road and Barton Street
Basement: Full, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater
Parking features: —

Level	Room	Dimensions
Main	Living Room	3.55m × 6.4m
Main	Kitchen	2.01m × 4.25m
Main	Office	2.68m × 3.14m
Main	Bathroom	—
Main	Laundry	—
Second	Bedroom	2.99m × 4.57m
Second	Bedroom 2	2.74m × 2.8m
Second	Bedroom 3	2.68m × 2.74m
Second	Bathroom	—
Basement	Utility Room	—

Level

Room

Dimensions

Main

Living Room

3.55m × 6.4m

Main

Kitchen

2.01m × 4.25m

Main

Office

2.68m × 3.14m

Main

Bathroom

—

Main

Laundry

—

Second

Bedroom

2.99m × 4.57m

Second

Bedroom 2

2.74m × 2.8m

Second

Bedroom 3

2.68m × 2.74m

Second

Bathroom

—

Basement

Utility Room

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $379,990✓ $3,200 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,277/mo

incl. closing costs (yr 1)

Annual total

$39,326

year 1

Mortgage only

$1,442/mo

principal + interest

Beyond mortgage

$1,029/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$75,998

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$267/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,800/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $17,299/yr

Property taxes19% $7,375/yr

Utilities11% $4,152/yr

Insurance & security4% $1,600/yr

Maintenance10% $3,800/yr

Closing costs13% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,299	$1,442/mo
Government & taxes
Property tax	$3,200	$267/mo
Land transfer tax(closing)	$4,175	$348/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,800	$317/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$39,326	$3,277/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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334 Gage Avenue

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Annual costs