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$599K · 2 bed Detached · 908 - Drummond N Elmsley (Drummond) Twp, Drummond/North Elmsley | MyPropertyScout

$599,000

124 Mccullough's Landing Road

21Vacant

Map

⚡ Insider Deal

↓ $30,000WaterfrontPrice Reduced

$599,000

A●●○○○DOM44days

124 Mccullough's Landing Road

Drummond/North Elmsley · Ontario K7H 0J3

MLS® X13116478 · 908 - Drummond N Elmsley (Drummond) Twp · K7H 0J3

21Vacant< 700 ft²DetachedNone44d$856/ft²Lot 55 x 111 ft$2,886 tax/yr

15% below market · regional est. · 44 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

They say good things come in small packages, this one proves that. Mississippi Lake offers a lifestyle like no other. Looking for a cottage, AIRBNB or year round home this property is for you. Whether it's sipping your morning coffee on the dock as the sun rises, spending the day boating with family or casting a line at dusk, - every day feels like a getaway. Welcome to this charming, cozy, and absolutely delightful four-season home or cottage. The main floor was fully renovated in 2021 and fea…

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Property details

MLS#: X13116478
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: < 700
Style: 1 1/2 Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Other

View: Lake, Water

Waterfront: Yes
Water view: Direct
Water body: Mississippi Lake
Water frontage: 55 ft
Shoreline: Rocky, Soft Bottom
Waterfront features: Dock

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 55 × 111
Heating: Heat Pump
Heating fuel: Electric
Cooling: Wall Unit(s), Window Unit(s)
Fireplaces: —
Pool: No
Exterior: Vinyl Siding · Fishing, Porch, Deck, Year Round Living
Fronting on: East
Cross street: Westshore Dr & McCulloughs Landing
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	2.92m × 8.43m
Main	Kitchen	2.74m × 4.19m
Second	Primary Bedroom	2.92m × 3.47m
Second	Bedroom	2m × 3.47m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: REMAX BOARDWALK REALTY

Source: TRREB/PROPTX · MLS® X13116478

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$599K

124 Mccullough's Landing Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,000✓ $2,886 tax✓ Electric✓ < 700 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,496/mo

incl. closing costs (yr 1)

Annual total

$53,953

year 1

Mortgage only

$2,272/mo

principal + interest

Beyond mortgage

$1,061/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$241/mo

Utilities

Hydro / electricity$91/mo

≈ $0.13/ft² × ~700 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $27,269/yr

Property taxes21% $11,341/yr

Utilities5% $2,652/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,990/yr

Closing costs9% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,269	$2,272/mo
Government & taxes
Property tax	$2,886	$241/mo
Land transfer tax(closing)	$8,455	$705/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,990	$499/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,953	$4,496/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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124 Mccullough's Landing Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs