$1.06M · 3 bed Detached · Muskoka (S), Gravenhurst

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About this home

Welcome to prestigious Tiffany Trail where oversized lots and homes are all around! Lovingly maintained by the original owners since built in 2000, pride of ownership is evident throughout. This home showcases timeless craftsmanship while offering about 5000 sq. ft. of finished living space on an oversized 0.45-acre meticulously landscaped lot. Step inside this exquisite custom built bungalow to find a thoughtfully designed 2,790 sqft main floor with 3 spacious bedrooms, 2.5 bathrooms, 3 season…

Property details

MLS#

X13116302

Status

Conditionally Sold

Beds

Baths

4 full, 0 half

Size

2500-3000

Style

Bungalow-Raised

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Garden Shed
Property features: Beach, Cul de Sac/Dead End, School, Wooded/Treed, Level

Fireplaces: 1
Fireplace features: Living Room, Natural Gas

View: Trees/Woods

Garage: 2-car Built-In
Garage spaces: 2
Parking: 12 total
Lot: 137.4 × 150
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stone, Vinyl Siding · Deck, Landscaped, Lawn Sprinkler System, Year Round Living, Privacy
Fronting on: South
Cross street: Muskoka Beach Road to Evans Ave W to Tiffany Trail to S.O.P
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Central Vacuum, In-Law Capability, Guest Accommodations, Primary Bedroom - Main Floor, Ventilation System, Water Heater Owned, Workbench, Storage
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Foyer	2.89m × 2.76m
Main	Living Room	6.1m × 6.33m
Main	Kitchen	5.34m × 4.11m
Main	Dining Room	4.31m × 4.11m
Main	Breakfast	2.67m × 4.21m
Main	Sunroom	4.3m × 4.27m
Main	Primary Bedroom	6.1m × 5.73m
Main	Bathroom	3.53m × 4.11m
Main	Bedroom 2	4.15m × 3.82m
Main	Bedroom 3	4.89m × 3.65m
Main	Bathroom	3.67m × 2.15m
Main	Mud Room	2.37m × 4.37m
Main	Laundry	1.87m × 3.35m
Main	Bathroom	1.23m × 2.28m
Basement	Recreation	7.43m × 9.02m
Basement	Bathroom	2.48m × 3.87m
Basement	Office	4.08m × 6.06m
Basement	Den	5.83m × 3m
Basement	Workshop	2.83m × 8.11m
Basement	Furnace Room	3.35m × 6.26m
Basement	Cold Room/Cantina	2m × 6.09m
Basement	Sitting	2.51m × 3.97m
Basement	Study	2m × 5.21m
Basement	Other	2m × 1.17m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,059,000✓ $5,093 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,802/mo

incl. closing costs (yr 1)

Annual total

$93,618

year 1

Mortgage only

$4,018/mo

principal + interest

Beyond mortgage

$1,854/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$211,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$424/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$17,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $48,210/yr

Property taxes24% $22,748/yr

Utilities6% $5,370/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,590/yr

Closing costs5% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$48,210	$4,018/mo
Government & taxes
Property tax	$5,093	$424/mo
Land transfer tax(closing)	$17,655	$1,471/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,590	$883/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$93,618	$7,802/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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160 Tiffany Trail

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Annual costs