$950K · 5 bed Multiplex · Downtown, Guelph

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About this home

159 Glasgow Street presents a rare opportunity to acquire a fully tenanted 5-plex in one of Guelph's most consistently desirable rental locations. Situated just minutes from Downtown Guelph, parks, trails, and the GO Station, this property offers the kind of location tenants actively seek-supporting long-term rental demand and future investment stability.The building features a total of five residential units, including four 1-bedroom, 1-bathroom apartments and one bachelor suite. With all units…

Property details

MLS#

X13116220

Status

Buy Now

Beds

Baths

5 full, 0 half

Size

3000-3500

Style

2-Storey

Type

Multiplex

Year built

—

Roof: Asphalt Shingle
Foundation: Stone

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 54 × 100
Heating: Radiant
Heating fuel: Gas
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: Glasgow St N x Suffolk St W
Basement: Exposed Rock
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater Owned
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	4.65m × 4.65m
Main	Dining Room	3.96m × 3.53m
Main	Bedroom	3.02m × 2.29m
Main	Kitchen	1.55m × 2.9m
Main	Bathroom	1.5m × 2.13m
Main	Bathroom	1.52m × 2.13m
Main	Dining Room	3.1m × 2.08m
Main	Bedroom	2.92m × 3.2m
Main	Den	4.62m × 3.86m
Second	Living Room	3.05m × 5.92m
Second	Kitchen	1.8m × 2.77m
Second	Dining Room	3.81m × 2.74m
Second	Bedroom	3.81m × 3.43m
Second	Bathroom	1.52m × 2.18m
Second	Bathroom	1.78m × 1.85m
Second	Kitchen	2.01m × 2.72m
Second	Dining Room	1.85m × 3.33m
Second	Bedroom	2.74m × 3.33m
Second	Living Room	3.45m × 3.63m
Second	Bedroom	5.22m × 3.63m
Second	Kitchen	1.8m × 1.51m
Second	Bathroom	2.42m × 0.88m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $949,902✓ $8,420 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,427/mo

incl. closing costs (yr 1)

Annual total

$89,126

year 1

Mortgage only

$3,604/mo

principal + interest

Beyond mortgage

$2,076/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$189,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$702/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $43,244/yr

Property taxes27% $23,893/yr

Utilities6% $5,790/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,499/yr

Closing costs6% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$43,244	$3,604/mo
Government & taxes
Property tax	$8,420	$702/mo
Land transfer tax(closing)	$15,473	$1,289/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,499	$792/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$89,126	$7,427/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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159 Glasgow Street

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Property details

Rooms

Sales History

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Annual costs